Matters needing attention in issuing income certificate
1, the basic information must be consistent with my own information.
When filling in the income certificate, you must ensure that your identity information is completely consistent with the information on the income certificate. These details can best be implemented in small details such as age, mobile phone number and address.
2. Don't fill in the income too high.
The higher the income, the easier it is to get loans. For example, if your income is several times higher than the local average income level of your post, you may be refused a loan.
3. Be exquisite, not too much
Some people will write all kinds of income in order to ensure that their certificates are "very nice", but the income certificates are mainly detailed. After all, banks mainly look at long-term gains, not uncertain windfalls.
4. Don't neglect five insurances and one gold.
If you plan to buy a house, a provident fund loan can save you a lot of housing costs. Even if you can't buy a house with a provident fund loan, it is also very helpful for you to apply for a commercial loan by adding a deposit record of five insurances and one gold to your income certificate.
How can I open a proof of income without a unit?
1. If private owners are unable to issue income certificates, the materials they need to provide are: business license, tax registration certificate, tax payment certificate (the time for continuous tax payment varies from place to place) or bank deposit receipt for the last six months.
2. If you are a freelancer, if you have a deposit, you can provide proof of deposit; If not, you should go to a bank with income to apply for a running list, which can prove that you have continuous income.