Hello, the interest rate of commercial housing loans in Chengdu for 20 18 years is 4.9%, of which the interest rate for commercial housing loans with a term of 1 year or above is 4.9%; The loan period for commercial housing is more than 3 years, and the interest rate for less than 3 years is 5.15%; The loan period of commercial housing is more than 5 years, and the interest rate for less than 5 years is 5.4%; The loan term of commercial housing is more than 10 year, and the interest rate below 10 year is 5.7%; The loan term of commercial housing is above 15, and the interest rate below 15 is 5.9%; The loan period for commercial housing is more than 20 years, and the interest rate for less than 20 years is 6. 1%. In addition, Chengdu also adjusted the interest rate of commercial housing loans. For example, the loan interest rate of commercial housing purchased by mortgage is 0.1%lower than that of ordinary commercial housing; Mortgage loans to buy commercial housing, the interest rate is 0.2% lower than ordinary commercial housing loans.
How long is the lowest mortgage interest rate in Chengdu?
1.The latest news of mortgage interest rate in Chengdu in 2022.
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In 2022, the mortgage interest rate of Chengdu Bank fluctuated on the benchmark interest rate issued by the central bank. The benchmark interest rate is as follows: the benchmark interest rate for commercial loans is 4.35% within one year (including one year), 4.75% for one to five years (including five years) and 4.90% for more than five years. The benchmark interest rate for individual housing provident fund loans is 2.75% for less than 5 years (including 5 years) and 3.25% for more than 5 years.
What is the current commercial loan interest rate in Chengdu?
1. Short-term loans: 4.35% within six months (including six months) and 4.35% from six months to one year (including one year); 2. Medium and long-term loans: 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.9% for more than five years; 3. Housing provident fund loans: 2.75% for less than five years (including five years) and 3.25% for more than five years. The above is the interest rate of commercial loans in 2022. Can I borrow from other banks after the loan? After the loan, you can still borrow from other banks, but the success of the loan depends on the regulations of the bank and the personal qualifications of the users. If the previous loan is not overdue, the success rate of users applying for loans in other banks will be much higher. If it is overdue, other banks will reject the user's loan application. Whether it can be refinanced depends on users' repayment ability, cash flow, assets and liabilities, as well as products and market conditions. Users can apply for loans if they have rich personal assets, strong repayment ability and no problem with their reputation. I recommend you to go to Lv Qing, a small WeChat program. Green donkey consultants provide free pre-loan consulting services. It doesn't cost money anyway. It is always good to ask more questions.
The introduction of Chengdu commercial loan interest rate and Chengdu commercial electricity price ends here. I wonder if you have found the information you need?