If you pay 1300 every month for 30 years at the interest rate of 4.55, your provident fund will just offset, and you will pay more than 400 yuan every month.
2. What is the latest deposit interest rate of Nantong Bank?
According to my personal observation, the interest rate of large deposit certificates of Nantong Bank may be higher in relatively small banks such as Jiangsu Bank, Nanjing Bank, Changjiang Commercial Bank and Nantong Rural Commercial Bank than in other banks. Generally speaking, certificates of deposit are for three or five years. The three-year interest rate is about 3.55, and the five-year interest rate is about 4.35.
3. What is the interest rate of Nantong's first home loan in March?
In March, the interest rate of the first home loan in Nantong was between 5. 1%-5. 15%, the average interest rate of the second home loan was 5.77%, and the average loan period was 50 days. In March, the interest rate of the first home loan of Nantong Zhian Bank was generally between 5. 1%-5. 15%, and the interest rate of the second home loan was generally around 5.35%. 1. The interest rate of commercial loans is as follows: within one year (including one year), the interest rate is 4.35%; For one to five years (including five years), the interest rate is 4.75%; For more than five years, the interest rate is 4.9%. 2. If the term of the provident fund loan is less than five years (including five years), the interest rate is 2.75%, and if it is more than five years, the interest rate is 3.25%. Mortgage, also known as house mortgage. Mortgage means that the buyer fills in the mortgage loan application form to the bank and provides legal documents such as ID card, income certificate, house sales contract and guarantee letter. The bank promises to grant loans to the buyer after passing the examination, and handle the notarization of real estate mortgage registration according to the house sales contract provided by the buyer and the mortgage loan contract concluded between the bank and the buyer. The bank directly transfers the loan funds to the seller's account within the time limit stipulated in the contract.