At present, student loans are divided into three types: student-origin student loans, national student loans and general commercial student loans. Student loans are interest-free loans handled by students' schools, which are aimed at excluding poor undergraduate and junior college students who enjoy professional scholarships; The national student loan refers to a loan with a discount of 50% from the state, which is aimed at poor graduate students, undergraduates and junior college students; General commercial student loans refer to commercial loans handled by commercial banks and urban and rural credit cooperatives, targeting college students and graduate students who have reached the age of 18 and have full civil capacity.
Strive for various scholarships
In colleges and universities, there are three kinds of scholarships for undergraduates and junior college students: excellent student scholarships, professional scholarships and directional scholarships; Postgraduate scholarships are divided into excellent postgraduate scholarships and ordinary postgraduate scholarships. At present, in colleges and universities in China, in addition to scholarships established by the state, there are also scholarships established by schools and scholarships approved by relevant departments from all walks of life.
Participate in work-study programs
Work-study jobs in colleges and universities can be jobs that involve teaching assistants, scientific research assistants, management assistants, production activities of laboratories and school-run industries, logistics services and various public welfare posts. The "work-study program fund" established by the school according to the state regulations is specially used to pay the labor remuneration of middle school students in work-study programs. Receive special hardship allowance
In addition to student loans, scholarships and work-study programs, poor students can also get help through the "financial aid for students with special difficulties". Usually, for those national undergraduate and junior college students whose monthly income (including scholarships and various subsidies) is lower than the average minimum living standard of residents in the area where the school is located, students with second bachelor's degree, master's degree and doctoral degree can apply for special hardship subsidies. The standard of special hardship allowance can refer to the most basic standard of study and living expenses required by the school and be determined by the school. Apply for tuition fee remission
Eligibility for tuition fee remission: The state implements a tuition fee remission policy for some students who are really limited by economic conditions and have difficulty in paying tuition fees, especially orphans, disabled students, ethnic minority students, children of martyrs and children of families entitled to special care. Specific relief measures shall be formulated by the provincial education, price and finance departments.