Calculate how much it will cost to decorate your home.
The main purpose of purchasing improved housing is to improve living conditions, whether it is two suites or multiple suites. So how much is the down payment for the improved second suite in Shanghai? Shanghai Purchasing Association will introduce relevant contents to you. Let's have a look.
Shanghai reform
The down payment ratio of two sets of non-ordinary housing in Shanghai is 70%. According to the relevant regulations of Shanghai, if the per capita household area is less than 34.4 square meters, you can buy a second set of improved ordinary housing, the area of improved ordinary housing should be less than or equal to 1.40 square meters, and the total price of housing in the outer ring should not exceed 1.6 million.
What is the housing policy in Shanghai?
1. If a household purchases a house for the first time and applies for a commercial personal housing loan, the down payment ratio shall not be less than 35%. Have housing in this city, but there is no housing in this city, but there are commercial housing loan records or provident fund to buy ordinary self-occupied housing, the down payment ratio of commercial loans is
2. The payment ratio for purchasing non-ordinary self-occupied housing shall not be less than 70%. For families of paid employees who have purchased the first house and have never used the provident fund, the down payment ratio of the provident fund is still 30%, and the down payment ratio of the area less than or equal to 90 square meters is 20%. The down payment ratio of the second set of improved housing is 50%.
3. The interest rate of two sets of ordinary commodity housing loans rose 10%, and the upper limit of two sets of ordinary commodity housing personal loans was lowered by 65,438+10,000 yuan. Stop lending the provident fund twice. The multiple of the borrower's loan amount determined by the balance of the provident fund deposit account has been reduced from 40 times to 30 times, and the calculation ratio of the repayment ability of the Ministry of Housing and Urban-Rural Development has been strictly reduced to less than 40% of the monthly principal repayment amount.
Abstract: The above is the related content of the down payment of the improved second suite in Shanghai introduced by Bian Xiao, hoping to help some people.
Enter the area and get the decoration quotation for free.
Enter the area and get the decoration quotation for free.
2. What is the down payment ratio for buying a second house in Shanghai?
It is the first set in Shanghai and the first set in Putian.
Third, how much is the down payment for the improved second suite in Shanghai?
Calculate how much it will cost to decorate your home before you can buy an improved house. The main purpose is to improve living conditions and quality of life. Buyers are generally two suites and above. So how much is the down payment for the improved second suite in Shanghai? What is the housing purchase policy in Shanghai? Next, Bian Xiao will introduce relevant contents to you. Let's have a look. How much is the down payment for the improved second suite in Shanghai? The down payment ratio of the improved second suite in Shanghai is 50% for ordinary houses and 70% for non-ordinary houses. According to the relevant regulations of Shanghai, if the per capita household area is less than 34.4 square meters, you can buy a second set of improved ordinary housing, the area of improved ordinary housing should be less than or equal to 1.40 square meters, and the total price of housing in the outer ring should not exceed 1.6 million. What is the housing purchase policy in Shanghai? 1. If a household purchases a house for the first time and applies for a commercial personal housing loan, the down payment ratio shall not be less than 35%. If you already own a house in this city, but have no house in this city but have a record of commercial housing loans or provident fund housing loans, you can buy ordinary self-occupied housing, and the down payment ratio of commercial loans is not less than 50%. 2. For those who purchase non-ordinary self-occupied houses, the down payment ratio of their commercial loans shall not be less than 70%. For families who buy the first suite and have never used the provident fund, the down payment ratio of the provident fund is still 30%, and the down payment ratio of the area less than or equal to 90 square meters is 20%. The down payment ratio of the second set of improved housing is 50%, and the down payment ratio of non-ordinary commercial housing is 70%. 3. The interest rate of two sets of ordinary commodity housing loans rose 10%, and the upper limit of two sets of ordinary commodity housing personal loans was lowered by 65,438+10,000 yuan. Stop issuing loans to employees' families who have already had two provident fund loans. The multiple of the borrower's loan amount determined by the balance of the provident fund deposit account has been reduced from 40 times to 30 times, and the calculation ratio of the repayment ability of the Ministry of Housing and Urban-Rural Development has been strictly reduced to the proportion of the monthly repayment amount to the salary base of no more than 40%. Abstract: The above is the related content of the down payment of the improved second suite in Shanghai introduced by Bian Xiao, hoping to help some friends in need. Enter the area and get the decoration quotation for free. Enter the area and get the decoration quotation for free.
4. How much is the down payment for the replacement of a house by a foreigner in Shanghai?
1, because you are replacing a house in Shanghai and belong to two houses! To buy a second house under the family name, the down payment should exceed 70%.
2. You are not a native of Shanghai. You can only buy one set if you meet the requirements of buying a house in Shanghai, and you must provide proof of paying social security or paying taxes in Shanghai. At present, which suites are all family units, even if you are the only one on this property certificate, or you are single, are all recognized as family units.