1, paid by the company:
When employees establish labor relations with the unit, the unit shall handle the procedures for the establishment of housing provident fund accounts for employees within 30 days from the date of employment. The establishment of housing provident fund accounts at the same time, employees should apply for individual housing provident fund accounts. Each employee can only handle one housing provident fund account, and only one housing provident fund account can be set up.
The unit shall, within five days from the date of monthly payment of wages to employees, transfer the housing provident fund paid by the unit and remitted for employees into the housing provident fund account, and the entrusted bank shall transfer it into the employee housing provident fund account.
2, through personal payment:
Individuals can deposit housing provident fund through the following channels:
Go to Shenzhen Housing Provident Fund Management Center to handle business.
Deposit through WeChat official account or Alipay life number. The conditions for handling a joint provident fund card usually include the following aspects:
1. provident fund account: individuals or units holding provident fund accounts can apply for a joint provident fund card.
2. Bank account: Under normal circumstances, you need to open a bank account at the same time to apply for a joint provident fund card. Generally, the bank account is required to be a current deposit account in the name of an individual.
3. Deposit requirements: different regions and different banks have different deposit requirements, generally requiring the provident fund to be deposited for more than 6 months.
4. Bank credit record: applicants need to have a good bank credit record, including bank card use records and loan records.
5. Age requirements: Applicants are generally required to be 18 years old.
To sum up, the specific application conditions may be different due to factors such as regions and banks. Please read the relevant regulations carefully before handling.
Legal basis:
Article 26 of the Regulations on the Management of Housing Provident Fund
Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.
The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.
The risk of housing provident fund loans shall be borne by the housing provident fund management center.