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Does buying a house in Britain help immigrants? Where should I buy it? Can overseas buyers get loans?
First of all, there is no project for immigrants to buy houses in Britain, which is different from Greece. However, if you buy a real estate in the UK, it will help to show your economic strength to the Immigration Bureau and help you apply for a visa, permanent residence and naturalization. But it doesn't matter if you don't. Just icing on the cake.

Secondly, both Spain and Britain can have the operation of supporting education with housing. In fact, after Britain's imminent exit from the European Union, there was no economic recession in Britain. On the contrary, the real estate market has performed well, even as an investment, buying one is also a good choice. In 20 18-20 19, the house price in Britain will increase by a large margin, rising by 2% nationwide in 20 18 and climbing to 5.5% in 20 19. Housing education in a narrow sense can be to buy a house near the school for children and reduce rent expenses. Broadly speaking, it is to invest in a set of lots and better rented real estate, and pay for studying abroad with rent. Britain is a place with high rent. Many landlords also borrow money to buy houses, and often have a surplus after collecting rent and repaying loans.

However, if there is no British identity, the cost of studying abroad for children is still relatively expensive, so if you want to immigrate, you should go to school before you buy a house. It is best to apply for immigration first. The immigration project is in progress, and then you can buy a house to go to school, which is the most economical. At present, there are two main channels in Britain. One is 50,000 pounds for starting a business, but your actual expenditure is actually at least 6.5438+0.5 million yuan (including the expenses required for project completion indicators and some intermediary expenses), and the other is 2 million pounds for five years. The latter is a well-known local visa and has many residence requirements. Therefore, after the innovative visa of 50,000 pounds in 2065438+2009 came out, the former has become the first choice for immigrating to the UK.

Furthermore, as for where to buy it, if you think London is not expensive, you can of course buy London, but London is also sub-regional. The average price of houses in Marylebone Mariborn, a traditional rich area, is 6.5438+0.5 million, which has increased by 40% in the past five years. International schools, shopping, catering and other facilities are complete, and the strong demand leads to the overall high regional housing prices, and the future housing prices have strong ability to maintain value.

At present, the monthly rent for one bedroom in this area is about 2000 pounds, and that for two bedrooms is more than 3000 pounds. If you think it's acceptable, you can consider here first, the most British, the most London and the most core. In addition, there are two financial centers in London, one is Canary Bay, and the other is the City of London, an old financial city located in the 1 area. The latter is an old city with less land and expensive houses, which is not recommended. Canary Bay is really a high-end new city, where NASDAQ is located, with convenient transportation and excellent development prospects. One apartment is 800,000 pounds, two apartments are 6,543.8+0,000 pounds, and three apartments are 6,543.8+0,000 pounds.

Birmingham and Manchester are good choices if you don't have to be in London. The area around NIA in the center of Birmingham is very pleasant, and the two-bedroom apartment is not expensive, ranging from 500,000 to 1 10,000. Edgbaston and erdington are the closest places to Birmingham University, and investors can choose to buy houses around the university. Birmingham is predicted by professionals that the growth rate of housing market will reach 14% in the next three years, and it is a hot investment spot in 20 19 years. In the past 10 years, house prices in Manchester have also increased by 27%. House prices in Liverpool and Edinburgh also increased by 23.5% and 27.7% respectively compared with 20 13.

However, if you don't talk about investment, it is definitely not the place you are most familiar with. Lancaster has increased by 38.5% in six years, and there are two other places that have increased by 53% compared with 20 13, namely Slough and Newcastle. These are pretty much.

Finally, you can get a loan to buy a house in Britain, and the interest rate is very low. The down payment is generally 10%. If it is a second-hand house, it can be 30%. In the first two years, the maximum loan can be 80%, generally 50%-60%, and 75% is not recommended. Specifically, they should approve it according to whether you own or invest, and your overall financial situation. British loans have floating interest rates ranging from 1.5%-3% to 2%-4%. Generally speaking, it is lower than domestic mortgage. Every bank is different.