6543810.28, Nanxian County, Yiyang City, Hunan Province issued the Notice of Nanxian People's Government Office on Printing and Distributing, involving deed tax subsidies, housing subsidies and other/kloc-0.5 measures.
The "Notice" mentioned that flexible employees are supported to purchase houses by loans, and individual industrial and commercial households, freelancers, migrant workers and other flexible employees voluntarily pay the housing provident fund. If they meet the loan conditions, they will be given housing provident fund loans.
Supporting flexible employees to voluntarily pay provident fund and buy houses through provident fund loans is an important measure to support flexible employees to buy houses. Earlier, Hunan Anhua also proposed to support flexible employees to purchase houses with loans, and voluntarily pay housing provident fund to individual industrial and commercial households, freelancers, migrant workers and other flexible employees, and issue housing provident fund loans to those who meet the loan conditions.
According to the website of Dongguan Housing Provident Fund Management Center, 10128 October, Dongguan Housing Provident Fund Management Center issued the Notice on Flexible Employment Personnel's Trial Participation in the Housing Provident Fund System. Persons with full capacity for civil conduct who have reached the age of 16 and have not reached the statutory retirement age and are employed flexibly in self-employed, part-time or new business forms may participate in the housing provident fund system in accordance with this notice. Flexible employees voluntarily pay the housing provident fund, and there is no need to review the qualifications of workers. Individuals declare in good faith to the city housing provident fund management center, sign a voluntary deposit agreement, and stipulate the rights and obligations of both parties.
On September 2nd, Chongqing Housing Provident Fund Management Center issued "Notice on Adjusting Policies Related to Housing Provident Fund Personal Housing Loan", proposing to support flexible employees to purchase houses, and all eligible flexible employment paying families can apply for housing provident fund personal housing loan.
Overall, the provident fund support policy has become a major focus of this round of property market policy. Jaco, Dean of the Branch of Anjuke Real Estate Research Institute, made a clear analysis of CBN and the adjustment of provident fund loan policy this year. Including reducing the interest rate of provident fund loans, increasing the amount of provident fund loans and lowering the threshold of provident fund loans. Supporting flexible employees to pay provident fund is also the threshold for reducing provident fund loans.
On the other hand, the loan interest rate of the provident fund is low, and buying a house through the provident fund loan is also conducive to reducing the cost of buying a house.
Jaco believes that flexible employees can be stimulated to join the provident fund by supporting them to pay the provident fund and applying for individual housing loans from the housing provident fund. At the same time, it can increase the housing payment ability of flexible employees and reduce the pressure of monthly supply.