Legal analysis: determination of debt after remarriage: 1. First, it should be presumed that one party's loan is the same as that of husband and wife; 2. If one party can produce enough evidence to prove that it is a personal loan, it is deemed as a personal loan; 3. If one party can provide sufficient evidence to prove that the loan is not used for the life of * * *, it will be regarded as a personal loan.

Legal basis: Article 1089 of the Civil Code of People's Republic of China (PRC), in case of divorce, the husband and wife shall jointly pay off their debts. * * * If the same property is not paid off or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment.