1. Financing specialists have performance appraisals, so they are under performance pressure. The higher the performance, the higher the commission and the more impressive the salary package. Financing is of great significance to an enterprise, so it also attaches great importance to the requirements and assessment of financing specialists. Financing specialists need to constantly improve their abilities and perform well in order to obtain higher salaries.
2. There are many positions in the financial industry, including securities, stocks, insurance, and financing. According to a narrow understanding, financing means that enterprises raise funds from financial institutions based on their own development status and development plans. Commonly used financing methods include loans, stocks, bonds, pawns, etc. The choice of which financing method to use is generally based on the actual situation of the enterprise itself. In enterprises, the person responsible for this work is the financing specialist.
:
1. The job responsibilities of the Financing Specialist are:
1. Assist the financial director to make annual financing planning and financing operation analysis. 2. Responsible for the submission of bank financing materials and follow-up of project approval progress.
3. Responsible for financing evaluation, mortgage, related underwriting and lending.
4. Responsible for the management of various financing ledgers, statements and loan files.
5. Responsible for the mortgage access processing of personal loans, commercial loans, and provident fund loans.
6. Responsible for the review and reporting of loan intermediary business fees, principal and interest payments, and receipt of bills. 7. Responsible for pre-sale financial preparations.
8. Responsible for cooperating with the Development Office to supervise the preliminary work of fund withdrawal.
9. Assist mortgage specialists to connect with external banks and housing bureaus to track the arrival of mortgage payments.
10. Assist the financial director to maintain relationships with peripheral financing institutions such as land bureaus, banks, housing bureaus and evaluation agencies.
2. The recruitment requirements for financing specialists generally include age, education, major, experience, ability, etc. For example, the recruitment conditions given by some companies are:
1. Aged 20-26 years old; graduated from 211 colleges and universities, majoring in finance, economics, accounting and other related majors;
2. Have Priority will be given to those with financing-related work experience and related work experience in banking, budgeting, financial analysis and capital operations;
3. Have relevant experience in independently completing financing cases, have rich financing channels and extensive experience in the industry Priority is given to interpersonal relationships;
4. Familiar with relevant national industrial policies and financial regulations, with strong capital operation capabilities; familiar with capital management and control processes, with rich internal capital management capabilities;
5. Familiar with the corporate M&A process and able to independently write M&A plans and reports. Applicants with corporate M&A experience will be given priority;
6. Good oral and written Chinese expression skills; prepare ledgers and reflect loan amounts, Regarding the interest and time limit, notify the Finance Department in advance to repay the interest and principal.
7. Cooperate with the operation of the project, implement the incoming and outgoing of project funds as soon as possible, and ensure smooth hedging, smooth docking, and smooth profit and loss of funds.