The specific amount of housing loan fee is determined according to the total price of the house purchased, which is about 0.5% to 1%, and the fees charged by banks or intermediaries are different. It generally includes housing loan insurance premium, mortgage loan interest fee, real estate appraisal fee and mortgage registration fee. Different charges are different.

The borrower needs to bring the purchase contract, the copy of the developer's house sales license and the housing provident fund savings magnetic card until the real estate credit department applies for a loan. Buying a house with a loan requires the applicant to pay a certain interest to the bank. Loan interest is related to down payment, loan interest rate, repayment method and loan term. Please consult the bank and other relevant departments for details.

The real estate appraisal fee is the bank's appraisal of the value of the house mortgaged by the buyers, which is mainly used to control the loan risk. This is generally evaluated by a third-party organization. At present, many banks regard real estate assessment as a prerequisite for loans, and the assessment fee is borne by the loan applicant. The charging standard is 1‰~ 5‰ of the house price.