“Youqianhua” is a smart credit service under Baidu Finance (now renamed Duxiaoman Finance). Its main products include Manyidai, Exclusive Loan, education installment, rental installment, etc. Among them, Manyidai is mainly aimed at borrowers who have high requirements for financial flexibility. The quota can be used repeatedly or repaid in advance. There is no handling fee for early repayment; Exclusive Loan can satisfy borrowers who need large amounts. Repayment can be made in installments up to 36 months.

Take the Manyidai product as an example. Assuming the daily interest rate is 0.05%, borrowing 10,000 yuan, and repaying it in 24 installments (equal amounts of principal), the repayment in each installment is approximately 499.24 yuan, and the total interest in 2 years Approximately 1981 yuan. You can repay in advance at any time during the period, and there are no other fees for early repayment.

In April 2018, Baidu announced that its subsidiary Baidu Finance had officially completed the signing of the spin-off agreement. Baidu Finance was officially spun off and operated independently, and the brand was newly upgraded to Duxiaoman Finance.

Hope it can help you. Please also consume rationally, borrow appropriately, and maintain a healthy life.