2. Second, under the premise of complying with laws, regulations and regulatory requirements, if the mortgage of the staff involved in epidemic prevention and control is overdue due to non-personal subjective reasons during the epidemic, it will not be regarded as a breach of contract for the time being, and it will not be included in the list of defaulting customers, and no penalty interest will be charged.
Representative epidemic situation:
1. Severe acute respiratory syndrome
Severe acute respiratory syndrome (SARS) is an acute respiratory infectious disease caused by SARS coronavirus, named by the World Health Organization (WHO). The disease is a respiratory infectious disease, and the main mode of transmission is close droplet transmission or contact with respiratory secretions of patients.
Influenza A (H 1N 1) is an acute respiratory infectious disease, and its pathogen is a new influenza A virus (H 1N 1) that spreads among people. Different from previous or current seasonal influenza viruses, this virus strain contains gene fragments of three influenza viruses: swine flu, avian flu and human flu. People are generally susceptible to influenza A virus H 1N 1 and can infect people. The early symptoms of people infected with influenza A are similar to those of ordinary influenza, including fever, cough, sore throat, body pain, headache, chills and fatigue. Some people may also have diarrhea or vomiting, muscle pain or fatigue and red eyes. Since 2009, influenza A (H 1N 1) has become a worldwide epidemic. 20 10 in August, who announced that the epidemic period of influenza a (H 1N 1) had ended.
2. COVID-19 epidemic
Novel coronavirus (20 19, coronavirus pneumonia-19), referred to as "COVID-19", was named "20 19 coronavirus disease" by the World Health Organization, which refers to the pneumonia caused by novel coronavirus infection in 20 19. Since 20 19, 12, many cases of unexplained pneumonia with a history of exposure to the seafood market in South China have been found in some hospitals in Wuhan, Hubei Province, and they have been diagnosed as acute respiratory infectious diseases caused by novel coronavirus infection on 20 19.
Legal basis: Article 4 of the Notice on Further Strengthening Financial Support for the Prevention and Control of novel coronavirus Epidemic has improved the financial services for the people's livelihood affected by the epidemic. For those hospitalized or isolated people with new pneumonia, those who need isolated observers for epidemic prevention and control, those who have temporarily lost their livelihood due to the epidemic, financial institutions should appropriately tilt their credit policies, flexibly adjust personal credit repayment arrangements such as housing mortgage and credit card, and reasonably postpone the repayment period. Personal business guarantee loans infected with new pneumonia can be extended for one year and continue to enjoy financial discount support. Financial institutions should give priority to customers infected with new pneumonia or damaged by the epidemic, appropriately expand the scope of responsibility and make full compensation.