There are two ways to borrow money: timely repayment and early repayment. Details are as follows:
1. Repayment on schedule: by default, the system will initiate automatic deduction on the repayment date, and the deduction time will start at noon on the repayment date 13. Users are advised to keep enough deduction funds before noon on the repayment date 13. Due to the large amount of deduction, the deduction will be carried out gradually; Repayment before 24 o'clock on the same day is normal repayment, and it is not overdue. If the account has not been debited successfully after 19, the user needs to make manual repayment to avoid overdue.
The order of deduction will be based on the payment order set by the user. If it is not set, it will be deducted in the order of balance, savings card express (including online merchant bank) and balance treasure.
2. Prepayment: Users can log in to Alipay, click "My-Debit" in the lower right corner, select "Repayment-Prepayment" on the debit homepage, select the amount to be repaid, and then follow the instructions on the page. As the loan interest is charged on a daily basis, if the user prepays, the interest will be calculated according to the actual days of use, and whether to charge the prepayment fee is subject to the page display.
Users should note that the repayment date will be determined according to the time of the first loan, and modification is not supported for the time being. Users can check the repayment date on the F loan or repayment page; For example, if not. 10 applies for the first withdrawal, and the repayment date is no 10. If the first loan -3 1 occurs on the 29th of each month, the 25th of each month is fixed as the 29th repayment date, the 26th of each month as the 30th repayment date, and the 27th of each month as the 3rd1repayment date. If the withdrawal date is less than the latest repayment date 6544,