My friend needs two guarantors to get a loan from rural commercial bank. Can a couple be two guarantors? Do you need not answer too much?
The responsibilities and obligations of the loan guarantor are based on Article 17 of the Guarantee Law: in the guarantee contract, the guarantor of the certificate that the guarantor bears the guarantee responsibility may refuse to bear the guarantee responsibility to the creditor before the main contract is tried or arbitrated and the debtor's property is enforced according to law.
The guarantor of a general guarantee may refuse to undertake the guarantee liability to the creditor before the main contract has been tried or arbitrated and the debtor's property has been enforced according to law.
Under any of the following circumstances, the guarantor shall not exercise the rights specified in the preceding paragraph:
(a) the debtor's domicile has changed, and the creditor has great difficulty in asking him to perform his debts;
(2) Procedures for the people to accept the execution of debts;
(3) The guarantor waives the provisions of the preceding paragraph in writing.
Article 18 of the Guarantee Law, the parties shall be jointly and severally liable for the debts in the guarantee.
If the debtor of joint and several liability guarantee fails to perform the debt at the expiration of the debt performance period agreed in the main contract, the creditor may require the debtor's witness to bear the guarantee liability within the scope of its guarantee.
Article 19 of the Guarantee Law, if the parties have not agreed or the agreement is unclear, they shall bear the guarantee liability.
If there is a signature on the bank that needs your guarantee, you must go through it, OK? ?
Is it ok or not? ?
3. How many guarantors do rural commercial banks need for loans100000?
The loan of Agricultural High Bank 1 00000 needs 5 households to guarantee, some banks need more than1household, and some banks do not need a guarantor for loans. Specific requirements need to consult the specific provisions of the bank.
If you choose a mortgage loan, you may not need a guarantor because the assets already used are used as collateral; If it is a credit loan, it is more likely to need a guarantor. At this time, the better the credit and qualification of the guarantor, the greater the amount of guarantee, the lower the risk of bank loan, and the easier the loan is.
4. My friend needs two guarantors to get a loan from a rural commercial bank, just a couple. ...
Spread out completely
The responsibilities and obligations of the loan guarantor are based on Article 17 of the Guarantee Law: if the parties agree in the guarantee contract that the guarantor shall bear the guarantee responsibility when the debtor fails to perform the debt, it is a general guarantee. The guarantor of a general guarantee may refuse to undertake the guarantee liability to the creditor before the main contract has been tried or arbitrated and the debtor's property has been enforced according to law.
The guarantor of a general guarantee may refuse to undertake the guarantee liability to the creditor before the main contract has been tried or arbitrated and the debtor's property has been enforced according to law.
Under any of the following circumstances, the guarantor shall not exercise the rights specified in the preceding paragraph:
(a) the debtor's domicile has changed, and the creditor has great difficulty in asking him to perform his debts;
(2) The people's court accepts the bankruptcy case of the debtor and suspends the execution procedure;
(3) The guarantor waives the rights stipulated in the preceding paragraph in writing.
Article 18 of the Guarantee Law stipulates in the guarantee contract that the guarantor and the debtor shall be jointly and severally liable for the debts, which is a joint liability guarantee.
If the debtor of joint and several liability guarantee fails to perform the debt at the expiration of the debt performance period agreed in the main contract, the creditor may require the debtor to perform the debt, or may require the guarantor to assume the guarantee liability within the scope of its guarantee.
Article 19 of the Guarantee Law, if the parties have no agreement or unclear agreement on the way of guarantee, they shall bear the guarantee liability according to the joint and several liability guarantee.
If the bank has a signature that needs your guarantee, you must be present.