It is relatively easy for CMB credit card holders to apply for loans. As long as the credit card is used normally and there is no bad credit record, they can apply for e-loan from the bank. Applicants can apply for e-loan through the Pocket Life App, online banking and calling the customer service hotline.

1, online banking.

Log in to China Merchants Bank official website and click "Credit Card" in the top bar of the main page; Then click "e-loan" in "loan installment" and select "click to handle" in the newly opened page; Install security login control and log in to personal bank for electronic loan.

2. Telephone processing.

Call the customer service hotline of China Merchants Bank, directly transfer to manual customer service according to the voice prompt, and apply for e-loan after identity verification.

3, the handheld life APP is handled.

Download the Pocket Life APP, open the latest version of the Pocket Life APP, select "Card Payment" → "E Loan" after logging in, and then try to apply. The system will give the audit results in real time.

After the application is successful, the cardholder will repay the principal and the installment fee in installments, which can be divided into 3 installments, 6 installments, 10, 12 installment, 18 installment, 24 installment and 36 installment. Installment principal and installment fee will be included in the current credit card bill.