According to Baidu French Network, there are three repayment methods of China Development Bank: normal repayment, early repayment and overdue repayment. For normal repayment, deposit the money into Alipay account before the repayment date and wait for the system to deduct the money. If you want to prepay, you need to submit an application for prepayment on 10 every month, and then return the money to Alipay account before 15. Overdue repayment, repayment on the 20th of each month. In addition, the repayment of overdue loans from China Development Bank was made at the meeting, and there were overdue repayment records in the repayment, which had an impact on handling bank loans and credit cards in the future.
(1) prepayment: Students can apply for prepayment at any time through the above system, and there is no time limit.
1. The system will automatically determine the corresponding interest settlement date and calculate the receivable principal and interest according to the time when students apply for prepayment.
2, 65438+1October16-165438+1October 30th, apply for prepayment, and the interest will be calculated to 65438+February 20th (the interest settlement date). Students should pay in advance on February 20th, 65438+. Students can log on to the student online service system or apply for early repayment in the county-level financial aid center, and choose to settle the loan contract in one lump sum or make partial early repayment (the principal must be greater than 500 yuan (inclusive) and be an integer multiple of 100 yuan). If the funds are insufficient, it will be deemed as an automatic waiver of the application for early repayment, and the application can be continued next month without overdue treatment.
(2) Log in to the student online system for normal repayment, inquire about the current repayment amount, and fully recharge the funds to Alipay account through Alipay within 5 days before the repayment date (65438+February 20th or September 20th). Alipay will deduct the corresponding amount from the student Alipay account on the repayment date according to the deduction instruction of CDB's loan management system. After three working days, students can log on to the student online service system to check whether the repayment is successful.