Zhongbang Youpin is a liar's loan company. This enterprise is not formal, nor is it a borrowing company. Be careful. Zhongbang Youpin is not eligible for loan. They engage in illegal lending activities under the guise of private lending. On the surface, they signed a loan contract with the borrower with an annual interest rate of 24% according to the relevant national regulations, but in actual repayment, they often charge more than 24% interest, far exceeding the legal standard.