Common risk types in bank fund supervision;
(1) The bank fails to transfer the supervision funds to the supervision account as agreed;
(2) failing to monitor the overall funds in accordance with the regulatory agreement;
(three) illegal transfer of supervision funds to the accounts of shareholders and affiliated enterprises of real estate enterprises;
(four) illegal use of regulatory funds to repay the bank's loans;
(5) Opening non-counter business and online banking business in the supervision account in violation of regulations, so as to facilitate the illegal transfer of funds by real estate enterprises;
(six) did not take the necessary technical measures, such as providing a dedicated POS machine, so that the buyer's payment directly into the supervision of households;
(7) Lending loans to buyers who do not meet the down payment ratio;
(8) In order to complete the task of self-preservation, artificially interfere with the allocation time of developers' normal use of funds.