1. What are the requirements for applying for a second loan?
A: A mainland citizen who has reached the age of 18-60 and has full capacity for civil conduct.
2. What personal data do I need to provide when applying for a second loan?
Answer:
No need to submit any paper materials!
(1) Complete the registration and login with the mobile phone number;
(2) Fill in "name, ID number, occupation, school/unit, home address" to complete real-name authentication;
(3) authorize any two items of "mobile phone number, Taobao, JD.COM Mall and credit card" to estimate the credit limit.
(Authorization period 1 month)
According to the credit line given by the system, the subsequent loan process can be carried out. You can also increase your credit by authorizing other credit information systems (social security, credit information, etc.). ). More authorization, higher quota!
3. What is the loan amount of the second loan?
Answer: 1000 yuan-10000 yuan (in increments of1000 yuan), and the credit line is valid for 30 days.
4. What is the cost of applying for a second loan?
Answer:
Service fee: 100 yuan/transaction, which will be deducted at one time when the loan is released, and only the principal and interest will be repaid at maturity.
Note: Service fee consists of mobile phone authentication fee, identity authentication fee, account management fee, platform operation fee, telephone customer service fee, client usage fee and overdue reserve fund.
5. What fees will be charged for overdue loans?
Answer:
If the repayment is not made on the repayment date 17: 00, it will be regarded as overdue and overdue fees will be paid.
Overdue handling fee: overdue days × contract amount × overdue repayment order: overdue handling fee > principal.