According to the loan policy implemented by Chengdu, the differentiated housing credit policy has been adjusted recently. The main contents are as follows:

1. If there is no house in this city under the name of a resident family and there is no housing loan record (including commercial housing loans and provident fund housing loans, the same below), the minimum down payment ratio is 30%.

2. The minimum down payment ratio for ordinary housing is 40%, and the minimum down payment ratio for non-ordinary housing is 50%, if the resident family has no housing in this city but has settled the housing loan record, or owns 1 house in this city but has settled the housing loan.

3. Scope of regional application: including Chengdu Zhiguan District of Tianfu New District, Chengdu High-tech Zone (including South District and West District), Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District and Pidu District 12 area.

4. In addition to the above adjustments, other matters continue to be implemented in accordance with the relevant provisions of the original differentiated housing credit policy.

Regarding the supplementary explanation in point 4, the above adjustment is mainly aimed at the first suite, and the loan policy for the second suite is still implemented according to the original policy, namely:

A. Buy two houses in Nanyuan and Tianfu New District of High-tech Zone with a minimum down payment of 70%;

B. Buy two houses in Xiyuan District, Jinjiang District, Qingyang District, jinniu district, Wuhou District, chenghua district, Longquanyi District, Xindu District, Wenjiang District, Shuangliu District and Pidu District of High-tech Zone, with a minimum down payment of 60%.

Second, is there a packaged loan in Chengdu? Not local.

Just ask Qiqi for a loan in Chengdu.

3. What are the specific requirements for applying for a mortgage loan in Chengdu?

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2. Marriage certificate (divorce is also needed; Except unmarried)

3. Household registration book

4. House property certificate

5, half a year

6, other assets (real estate, cars, deposits, business licenses, public

Prepare relevant materials and make an appointment for a face-to-face interview. (If you are not unmarried/not your own property, you need the signature of the property owner and the borrower. ).)

4. Is there a packaged loan in Chengdu? Not local.

Just ask Qiqi for a loan in Chengdu.