(2) Having left the country to settle down;

(three) to work outside the jurisdiction of Guangxi housing provident fund management;

(four) completely or partially lose the ability to work, and terminate the labor relationship with the unit;

(five) two years after the termination of labor and personnel relations with the unit, no new labor and personnel relations have been established;

(6) If the depositor dies and can be declared missing, the depositor's heirs and legatee can withdraw all the storage balance in the depositor's housing provident fund detailed account;

(seven) the purchase, construction, renovation and overhaul of owner occupied housing;

(eight) to repay the loan principal and interest for the purchase and construction of owner-occupied housing.

The eighth point above is the conditions for buying a house and using the provident fund.

Second, the first-tier lender's provident fund has stopped. Can I use a secondary lender's?

The main lender's provident fund has stopped, and the subprime lender's can use it. The primary lender and the secondary lender will not deduct money from the provident fund loan at the same time. On the repayment date, the system will deduct the repayment account of the main lender first. As long as all repayment funds are deducted, the system will not initiate deduction again. If the deducted funds are insufficient to repay the current loan, the deduction will be initiated to the account of the sub-lender, and the priority of the main lender is higher than that of the sub-lender. In addition, if the primary lender fails to deduct money and the secondary lender fails to deduct money, the system will still initiate deduction from the primary lender's account again according to the deduction order. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to the national regulations, all employees who have paid the provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans. Only employees who participate in the housing provident fund system are eligible to apply for housing provident fund loans, and employees who do not participate in the housing provident fund system cannot apply for housing provident fund loans. Those who participate in the housing provident fund system must also meet the following conditions when applying for housing provident fund personal housing loans: that is, the time for continuous deposit of housing provident fund before applying for loans is not less than 6 months. Because, if the employee's behavior of paying housing provident fund is abnormal and intermittent, it means that his income is unstable and he is prone to risks after issuing loans. One of the husband and wife has applied for a housing provident fund loan, and neither of them can get a housing provident fund loan until the principal and interest of the loan are paid off. Because the housing provident fund loan is a kind of "housing security" financial support to meet the basic housing needs of workers' families. When applying for housing provident fund loans, the loan applicant must have relatively stable economic income and repayment ability, and there are no other outstanding debts that may affect the repayment ability of housing provident fund loans. When employees have other debts, it is risky to lend to housing provident fund, which violates the principle of safe operation of housing provident fund. The longest term of provident fund loans shall not exceed 30 years. For portfolio loans, the loan conditions of provident fund loans and commercial housing loans must be the same.

Third, the main lender has no housing provident fund. Can the secondary lender repay the loan with the housing provident fund?

Hello, you should apply for a portfolio loan. The amount in the provident fund account can be used for both provident fund loans and commercial loans, but portfolio loans give priority to repayment of provident fund loans. As long as you have applied for housing provident fund loan repayment, the balance of your personal housing provident fund account will give priority to repaying the principal and interest of the housing provident fund loan according to the repayment method you choose. After repaying the principal and interest of the housing provident fund loan, if there is still a balance in the individual housing provident fund account, the principal and interest of the commercial housing loan will continue to be repaid.

Your repayment order is: the balance of the main lender's basic provident fund account and the balance of the supplementary provident fund account; The balance of the borrower's basic provident fund account and supplementary provident fund account, if there is no amount in these four accounts, will be deducted from the repayment card agreed with the loan bank when you sign the loan contract.

4. The main lender's provident fund has stopped. Can I use the subprime lender's?

The main lender's provident fund has stopped and can be used twice.

Reserve for primary lender and secondary lender. On the repayment date, the system will deduct the repayment account of the main lender first, and the system will not deduct the current loan, then it will deduct the account of the sub-lender.

In addition, if the primary lender fails to deduct money and the secondary lender fails to deduct money, the system will still initiate deduction from the primary lender's account again according to the deduction order.

Provident fund loan refers to the provisions of the state on the deposit of housing provident fund, where the relevant provisions of the deposit of provident fund apply for provident fund loans.

Only employees are eligible to apply for the housing provident fund system, and employees cannot apply for housing provident fund loans.

To participate in the housing provident fund system, the application for housing provident fund must meet the following conditions: that is, the continuous deposit of housing provident fund for not less than six months before applying for loans. Because, if the behavior of employees paying housing provident fund is abnormal, it will be intermittent and easy to cause risks.

One of the husband and wife has applied for a housing provident fund loan, and neither of them can get a housing provident fund loan until the principal and interest of the loan are paid off. Because the housing provident fund loan is a kind of "housing security" financial support to meet the basic housing needs of workers' families.

When applying for a housing provident fund loan, the loan applicant must have a relatively stable economic ability and no other outstanding debts. When employees have other debts, it is risky to lend to housing provident fund, which violates the principle of safe operation of housing provident fund.

If the provident fund handles portfolio loans, the loan amount of the provident fund must be consistent.