Second-hand housing loan refers to the purchase of houses traded in the second-hand housing market as collateral to apply for loans from banks to support the purchase price.

Then, the buyer repays the loan business to the bank in installments, which refers to the loan issued by the bank of China to individuals for the purchase of second-hand houses. The loan term shall not exceed 30 years, and the sum of the loan term and the borrower's age shall not exceed 75 years.