2.75%。 According to relevant information, the lending rate of the central bank from 20 15 to 2022 is 2.75% for less than five years and 3.25% for more than five years. From 2065438+05124 October, the benchmark interest rates of RMB loans and deposits of financial institutions will be lowered to further accelerate the interest rate marketization reform.

Two, the people's Bank of China loan benchmark interest rates over the years, on this basis, whether it is possible to float the loan interest rate.

Yes, the interest rates of bank loans are all raised by a certain percentage on the basis of the benchmark interest rate of the central bank. The benchmark interest rate of the central bank is the basis for China's central bank to achieve its monetary policy objectives, which can only be the monetary policy objectives. As a policy tool, the focus of policy objectives should also be changed accordingly. Adjust up or down.

Third, the benchmark interest rate of central bank loans over the years?

The benchmark loan interest rate is a monetary policy used to adjust the social economy. Commercial banks will specify their own deposit interest rate according to the benchmark interest rate and raise the benchmark loan interest rate, indicating that the current monetary tightening policy is being implemented, so that the funds flowing in the market will be reduced and the economic development can be controlled to a certain extent. Lowering the benchmark loan interest rate is the opposite.

Benchmark interest rate of loans over the years (latest five adjustments)

1 October 24th 1, 20 15, 10 short-term loan interest rate14.35%, medium-and long-term loans +0-5 (inclusive) 4.75%, more than 5 years 4.90. The personal housing provident fund loan interest rate is 2.75% for less than 5 years (inclusive) and 3.25% for more than 5 years.

2.20 1 August 26th, 5: the short-term loan interest rate is 4.60% within1year (inclusive), the medium-and long-term loan is +0-5 years (inclusive) 5.00%, and 5. 15% over 5 years. The personal housing provident fund loan interest rate is 2.75% for less than 5 years (inclusive) and 3.25% for more than 5 years.

3.2065438+June 28th, 2005: short-term loan interest rate 1 year (inclusive) is 4.85%, medium-and long-term loan 1-5 years (inclusive) is 5.25%, and 5.40% is over 5 years. The interest rate of individual housing provident fund loans is 3.00% for less than 5 years (inclusive) and 3.50% for more than 5 years.

4.5 months 1 1, 2065438: the short-term loan interest rate 1 year (inclusive) is 5. 10%, the medium-and long-term loans +0-5 years (inclusive) are 5.50%, and the loans over 5 years are 5.65%. The personal housing provident fund loan interest rate is 3.25% for less than 5 years (inclusive) and 3.75% for more than 5 years.

5.3 months 1, 2065438: short-term loan interest rate 1 5.35% within a year (inclusive), medium-and long-term loans +0-5 years (inclusive) 5.75%, and 5.90% over five years. The personal housing provident fund loan interest rate is 3.50% for less than 5 years (inclusive) and 4.00% for more than 5 years.

4. Liquidity loan interest rate of China People's Bank from 2007 to 20 10.

Benchmark interest rate table for RMB deposits of financial institutions-loan interest rate (2006-08- 19) Category annual interest rate (%) I. Short-term loans for six months (inclusive) 5.58 one year (inclusive) 6. 12 Benchmark interest rate table for RMB deposits of financial institutions-loan interest rate (2007-03-6544) 6.39 RMB deposit benchmark interest rate table of financial institutions-loan interest rate (2007-05-65438 6.57 RMB deposit benchmark interest rate table of financial institutions-loan interest rate (2007-07-265438+) 6.84 RMB deposit benchmark interest rate table of financial institutions-loan interest rate (2007-08-22) Category annual interest rate (%) I. One year (inclusive) 7.02 benchmark interest rate table of RMB deposits in financial institutions-loan interest rate (2007-09-65) 1. Short-term loans for more than six months (inclusive) 6.57 benchmark interest rate table of RMB deposits in financial institutions-loan interest rate (2008-09-67 6.2 1 year (inclusive) Kloc-0/0-09) Category annual interest rate (%) 1. Short-term loans for more than six months (inclusive) 6. 18 6.66 Benchmark interest rate table for RMB deposits of financial institutions-loan interest rate (2008- 1 1-27) Category annual interest rate (%) 1. Short-term loans for more than six months (inclusive) 4.86 for more than one year (inclusive) 5.3 1 benchmark interest rate table for RMB deposits of financial institutions-loan interest rate (2010-0/0-20) category annual interest rate (%) 1. Six-month (inclusive) one-year short-term loan 5. 10.