The collection method of empty loans mainly depends on the borrower's situation. If the borrower has the repayment ability, then you can try to collect it directly in person. However, if the borrower is unable to repay the loan, it may be necessary to take some stricter measures, such as bursting the address book, calling you to death, sending pictures in groups, making up stories in groups, spreading personal information or collecting money at home.

It should be noted that these means have legal risks, so when collecting money, we must follow laws and regulations to avoid breaking the law. At the same time, for some extreme cases, such as threatening the personal safety or property safety of borrowers, we should call the police in time and seek legal protection.

The above information is for reference only and does not constitute professional legal advice. If necessary, it is recommended to consult a professional lawyer to obtain accurate information.