Financing Plan 1 I. Company Introduction
1, company profile
The main contents include the company's establishment time, registered capital, company purpose and strategy, main products, etc. It is necessary to introduce this aspect, which can let people know about your company's history and team.
2. The current situation of the company
Please attach your company's capital structure, net assets, total assets, annual report or other relevant reference materials that will help investors understand your company. If it is a private company, it should also provide the audited financial reports of previous years in the form of attachments. If audited, please indicate the auditing accounting firm, if not, please also indicate.
3. The power of shareholders
The background of shareholders will also have an important impact on investors. If there are large enterprises among shareholders, or the company itself belongs to a large group, it will bring many benefits to financing. It would be better if the major shareholder could provide some kind of guarantee.
4. Historical performance
For development enterprises, what projects they have done before and how their business performance are all places that need special explanation. If an enterprise has rich development experience, its execution ability will be recognized.
5. Reputation
The credit certificate provided by the bank, various awards assessed by the industry and commerce, taxation and other departments, or other honors can be written in, and relevant materials should be used as attachments. Preferably the holder.
6. Resolutions of the Board of Directors
For projects that need financing, they must be approved by the company's decision-making level. This will further strengthen the credibility of financing, not joking.
Second, the project analysis
1. Basic information of the project
Location, floor space, building area, property type and project progress are all basic conditions for real estate development, which need to be pointed out in the report.
2. The origin of the project
The origin of the project refers to the ins and outs of the project, who is the owner of the project, how to get the project, whether there are any remaining problems and how to solve them.
3. Document status
Whether the project has five certificates, such as land certificate, land use planning permit, engineering planning permit, commencement permit and sales permit. Need a copy.
4. Total funds
The amount of self-owned funds, the proportion of investment, other sources of funds and their proportions, the advance payment of the builder, the expected advance payment, etc. In order to understand the financial situation of the project.
5. Market positioning
Refers to the market positioning of the project, including the property type, grade and target customer base of the project.
6, the construction process and guarantee
How to ensure the construction and installation process of the project to be completed on schedule? It will not delay the construction period and will not lead to the timely delivery of the project.
Third, the market analysis
1, local macroeconomic analysis
Real estate is a regional market, which is greatly influenced by the local economy. The indicators representing the economic development of a region, the qualitative description of economic development and other data need to be reflected in this part.
2. Real estate market analysis
The analysis of the real estate market is complicated, and the explanation can be complicated or simple. Simply put, it is necessary to qualitatively analyze the development of the local real estate market, the average price, and the target customer groups of various types of real estate. A more complicated explanation needs to represent the price fluctuation on the time axis. However, due to the lack of regular price tracking in many areas, it is difficult to complete strict data analysis, but typical project analysis can be used instead.
3. Competitors and comparable cases
This paper analyzes the planning, price, sales progress and target customers of several existing similar projects, and also needs to list some rival projects that may enter the market competition in the future and the future market supply.
4. Future market forecast and influencing factors
It is difficult to predict the future market, but it can be predicted by market cycle method and key factor analysis method.
Fourth, the management team
1, personnel composition
List of main team members, work experience and characteristics of the company. If a team has enough experienced personnel, it will greatly ensure the safety of investment.
2. Organizational structure
The establishment of internal departments, internal personnel relations and company culture can all be explained.
3. Standardize management
Evaluation of management system and management structure. It can be evaluated and explained by a specialized management consulting company.
4. Main problems
Matters that need to be explained that have an important impact on the enterprise.
Verb (abbreviation for verb) financial plan
A good financial plan is very important for evaluating the funds needed for the project. If the financial plan is not ready, it will leave investors with the impression that the enterprise managers are inexperienced and reduce the evaluation of the enterprise. This part generally includes the financial assumptions of the investment plan and the forecast of future cash flow statement, balance sheet and income statement. The source and application of funds, etc.
Among them, there are higher requirements for the proportion and liquidity of enterprises' own funds.
Design of financing scheme for intransitive verbs
1, financing method
(1) equity financing (note: equity and creditor's rights are the two main ways, but there are many ways that can not be solved by one way, but by a combination of many ways at different time periods.
This part is the key to solving the problem. Whether you can get funds depends on whether you can solve the interest distribution relationship of all parties through financing schemes. )
Mode: The financing mode is equity mortgage loan of the financier (including the project).
This investment model refers to an investment model in which investors invest venture capital in companies with projects that can generate high returns, help financiers grow rapidly, and recover their investment within a certain period of time through manager repurchase to obtain high investment returns.
Operating steps: sign a venture capital agreement.
A. check and confirm the debts and creditor's rights of the financing party.
B. Signing a venture capital agreement: determine the equity ratio, withdrawal time, manager's repurchase method, amount and time of refinancing funds, management and monitoring methods and assistance obligations.
C. register with relevant administrative departments.
(2) Financing methods of creditor's rights
Mode: The investment and financing parties sign a financing loan contract to determine the corresponding fixed interest rate and loan recovery period.
(3) Financing method of debt-to-equity swap
Both investors and financiers start financing by borrowing, and the investors convert them into corresponding shares in proportion during the loan period or at the end of the loan period.
(4) Real estate trust financing
(5) Combination of various financing methods
The second part of the financing plan I. Project background
The 20th century is coming, and 2 1 century is coming.
One of the greatest contributions of the 20th century to the new century and one of the main features of the new century is global networking.
At the turn of the century, how to better build, develop and apply the global network system represented by the Internet and make it play a more effective role in social life, especially in the economic field, is a historical task before us.
Experience tells us that no new technology or thing can transcend history and be divorced from reality. The reality in China is that the network application system is gradually taking shape and developing at a high speed. The number of netizens increased from 620,000 at the end of 1997 to 265,438+10,000 at the end of 1998. According to the estimation of foreign authorities, 1999 may reach 9.9 million by the end of the year. It can be said that the development of the situation is gratifying and the network is promising.
Nevertheless, compared with the development of other fields of domestic information industry and the development of the same industry abroad, the development of China's network industry is still far behind in terms of network scale, the number of netizens, service quality and e-commerce application. In addition to the objective factors such as insufficient overall investment and high telecom charges, the fundamental reason lies in the failure of the network industry to achieve extensive, in-depth and effective mutual penetration and comprehensive integration with economic activities (represented by buyers and sellers).
Although many Internet service providers and developers are vigorously promoting, popularizing and exploring the e-commerce system with the theme of online purchase and sale and online settlement, almost all the existing online shopping websites in China have little effect and cannot attract more manufacturers and customers. The key reason lies in the lack of analysis, understanding, application and effective means of objective economic laws, especially value laws, and the inability to find the correct starting point and traction point in real economic activities.
"Online auction" is just such an effective means, which conforms to the law of value and is easy to operate.
In the past year or two, the online auction business in developed countries has sprung up and developed rapidly. According to incomplete statistics, it currently includes "Yahoo!" There are more than 50 large auction websites/kloc-0, including well-known websites. Online auction varieties have already broken through the traditional auction concept, covering almost all kinds of goods. For example, a well-known Yi Bei company sold more than 900,000 products in 1086 categories through its website, and its website received1400,000 queries a week.
Foreign critics put it this way: "Think about all the things you bought before, how many of them were bought through bargaining?" In the future, you can buy almost anything you want. The network will make it possible to auction almost all items in real time. "
Auction is a special form of commercial operation. The biggest difference between it and the conventional business form is that it transfers the pricing power of goods from the seller to the buyer, thus greatly mobilizing the buyer's shopping enthusiasm.
Compared with the traditional auction form, the biggest advantage of online auction form lies in breaking the limitation of space and time, which makes the auction market and even the whole auction industry expand infinitely, resulting in qualitative change and leap.
Online auction requires all participants to have a high commercial credit rating, and subtly cultivate and improve the social morality and commercial credit level of participants through lively trading process.
Online auction is not only a form of purchase and sale, but also an excellent advertising form, which can fully meet the publicity requirements of manufacturers and their products, thus promoting the synchronous development of online shopping and other purchase and sale businesses.
At present, there is no long-term online auction website in China.
Second, the guiding ideology
Strive to build and improve an e-commerce system and its application platform based on high technology, which is suitable for China's national conditions and has China characteristics.
Seriously explore and develop a long-distance after-sales service system based on online auction, adapting to the buyer's market form, social cooperation and agency system.
Actively promote and develop international economic, scientific and cultural exchanges, and create cross-border retail channels based on information expressway and its supporting rapid response mechanism to meet the growing needs of domestic and foreign consumers.
Give full play to the leverage of objective laws, especially the law of value, and gather and mobilize the enthusiasm of purchasing, producing and selling to finance, storage and transportation, postal services and other aspects in a vivid, novel, colorful and simple way to achieve the purpose of communicating demand, stimulating domestic demand and warming the market.
Effectively promote and catalyze the mutual penetration and integration between the information industry and other industries of the national economy and even the superstructure, and accelerate the process of information industrialization and industrial informatization, so as to promote each other and prosper together.
Three. Project overview:
1. Project name: commercial auction website.
2. Website name: China Public Online Auction Trading Network.
3. Domestic domain name:
4. international domain:
5. Organizer:
6. Co-organizers:
7. Total investment: 654.38 million yuan.
8. Form of investment: cash, in-kind and various service functions.
9. Investment proportion: agreed by all participating units. .
Four. primary mission
The main tasks of 1999 are as follows:
From mid-March to late March, establish and debug the China public online auction trading website;
In early April, we cooperated with Zhongguancun Computer Festival to tentatively auction a small number of computer products.
From May to August, organize and implement the first online auction fair of "E-commerce Cup" (domestic);
From September to 65438+February, organize and implement the first "China Cup" online auction fair (international);
After mid-August, the regular auction business will be open 24 hours a day, 365 days a year.