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My boyfriend and I paid a down payment to buy a house together, but we can only use his provident fund loan. Can the names of two people be written on the property certificate?

Hello, this situation may not be allowed. If you are making a one-time payment, there is no problem if you write several. Besides, you also need a provident fund loan. Because if the names of two people are written, the names of the two people must be reflected in the house purchase contract. Then when applying for a loan, the bank will need both people to provide proof of income, ID cards, and original household registration books. If it is Industrial and Commercial Bank of China, you may also need bank salary slips for the past 6 months. (It may not be necessary depending on the region.) In this case, although your boyfriend can serve as the primary lender, that is, the main lender, generally speaking, as long as his income, that is, the salary number on the income certificate meets 2.2 times the monthly payment. can be considered qualified. But if the names of two people are written on the contract, then the two of you will form a relationship with the borrower. That is, *** is the same as borrowing, and *** is the same as repayment. Nowadays, bank policies are relatively strict. If both parties are in the same company, the bank may pass it. I suggest you consult the bank where you want to apply for a loan and ask clearly! Because policies vary from place to place, although they are similar, it may be the point you are concerned about that is different! If you do a business loan, it will be 100% fine for a long time! Hope this helps!