If you need a loan from China Merchants Bank, you can log on to the homepage of China Netcom and select the horizontal menu "Personal Business-Personal Air Banking-Online Application for Air Loan" to submit the information.
2. Is the online loan of China Merchants Bank true?
It is recommended to apply for loans through bank channels. China Merchants Bank has a lightning loan business. At present, it can only apply through mobile banking, or check whether it meets the application conditions.
If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in "My → All → My Loan → My Lightning Loan". The maximum loan amount is 300,000 yuan, and the minimum is 1 10,000 yuan; Your specific limit will be verified according to your business situation in China Merchants Bank. You can check it after your application is successful.
3. Can China Merchants Bank apply for loans online?
China Merchants Bank can apply for loans online.
"E-loan" is a cash credit business provided by China Merchants Bank Credit Card Center for eligible cardholders. Cardholders can apply for "e-loan" business through self-service channels such as mobile banking, online banking popular edition, online banking professional edition, pocket life and credit card customer service hotline (including sales line).
If the cardholder chooses the method of "repayment at any time" when applying for "e-loan", he will not enjoy the interest-free repayment period after the successful application, and interest will be calculated on a daily basis from the trading day, and no additional handling fee will be charged;
If the cardholder chooses "repayment by installments" when applying for "e-loan", he/she needs to pay a certain fee by installments and enjoy an interest-free repayment period after the application is successful. The cardholder's repayment amount and current expenses will be included in the current credit card bill.
Extended data:
This business is limited to the application of the bank's personal credit card main cardholder. Only holders of student cards, platinum installment cards, business cards, business cards, shopping cards or supplementary cards can not apply for the time being.
After the cardholder successfully applies for "e-loan" for the first time, an "e-loan" account will be generated and an "e-loan" electronic card will be issued. The card is only used for repayment, and other transactions and card-related operations are not allowed, and self-service channel inquiry is temporarily not supported.
If the payment account provided by the cardholder is a Netcom account (Category II), a Netcom account (Category III) or a one-card account (Category II), the cardholder agrees that the bank will bind the debit card account with the cardholder's credit card account.
After binding, the account balance limit of the debit card account and the fund transfer limit between the debit card account and the bound credit card account shall be implemented in accordance with relevant laws and regulations and relevant regulations of the People's Bank of China.