Yes, in order to alleviate the employment pressure of higher education students and encourage new graduates to start businesses, the state has issued documents to provide priority registered enterprises and other preferential treatment for new graduates to start businesses. For the loan, the bank contributed a certain loan repayment interest, which was lower than the loan interest and simplified the loan process. I also want to graduate early with such preferential treatment.
Second, how do fresh college graduates apply for college students' entrepreneurial loans?
First of all, you must have a storefront and a business license. Within two years after graduating from college, you must bring three copies of graduation certificate, two 2-inch bareheaded photos, three copies of ID card and household registration book, and three copies of father's or mother's ID card and household registration book. The guarantor's identity must be signed and sealed (with a hand stamp) to apply for a bid at the small guarantee center of the local People's Social Security Bureau. On the way, you must go to the community neighborhood Committee and the labor security office to apply for money. The amount is 5 to 60.
3. What is the application process of college students' entrepreneurship allowance 1 10,000 yuan?
Those who meet the conditions of starting a business subsidy can apply to the human resources and social security center of the street (town) where the household registration is located with the industrial and commercial, tax registration certificate and ID card; To establish a company, apply to the district (city) employment service center where the household registration is located.
Registered unemployed persons engaged in self-employment may apply for business start-up subsidies and small secured loans after obtaining business licenses and tax registration certificates. At present, the subsidy standard for starting a business is 5000 yuan. The maximum loan amount is 6,543,800 yuan+0.5 million yuan; The first loan for low-profit projects will be fully subsidized by the financial department.
The specific process is as follows
1, accepted. You should apply to the Management Service Center of College Students Pioneer Park and submit relevant materials. The management service center of college students' pioneer park will conduct a preliminary examination of the materials you provide.
2. review. After the preliminary examination, the Personnel Bureau and the Finance Bureau will review your information according to the industry orientation, enterprise scale, number of employees, registered capital and profits and taxes, and verify the discount amount.
3. publicity. After the retrial is passed, the personnel bureau and your school community will publicize the results, usually for 5 days.
4. recognition. If there is no objection after publicity, the Personnel Bureau will issue a notice of approval.
5. Pay. According to the approval notice, the Finance Bureau will provide you with a voucher for funding from the special fund for college students' self-employment.
Fourth, how to apply for college students' entrepreneurial loans?
Materials to be prepared:
1. The Approval Form for Self-employment of College Graduates is inspiring;
2. Original and photocopy of graduation certificate;
3. The original and photocopy of my ID card;
4. Registration card;
5. Two one-inch photos;
6. My file needs to be handed over to the graduation office of the Personnel Bureau.
Application conditions:
(1) The applicant for college students' entrepreneurial loan has reached the age of 18, and has a valid identity certificate and a legal residence certificate at the place where the loan bank is located, and has a fixed residence or business premises;
(2) Applicants for college students' entrepreneurial loans hold business licenses issued by the administrative department for industry and commerce and business licenses of related industries, engage in legal production and business activities, and have stable income and the ability to repay the principal and interest;
(3) Some of the investment projects of college students' loan applicants will have their own funds tomorrow morning;
(4) The use of college students' entrepreneurial loans conforms to relevant national laws and bank credit policies, and shall not be used for equity investment;
(5) Open a settlement account in the bank, and the operating income will be settled by the bank.
Methods/steps
Step 1: Apply. Graduates apply to the Municipal Personnel Bureau with all kinds of materials.
The second step: preliminary examination. The Municipal Personnel Bureau shall be responsible for the pre-loan audit, and review whether the graduates meet the loan conditions and whether the loan application projects belong to financial discount and meager profit projects and issue a recommendation form. At the same time, the entrepreneurial ability of graduates applying for small secured loans is evaluated.
Step 3: Review. County (city) personnel bureau review, submitted to the county slag width (city) guarantee institutions audit.
Step 4: Guarantee. The guarantee institution shall examine the loan applicant's application for guarantee and the counter-guarantee measures provided.
Step 5: Approval. By the handling bank in conjunction with the county (city) personnel bureau and guarantee institutions, jointly review the loan project, responsible for the final approval of the loan application. If the loan is approved after examination and approval, the handling bank shall sign a guarantee contract with the guarantee institution and a loan contract with the loan applicant.
Step 6: borrow money. College graduates (including junior college students, undergraduate students and graduate students) who are engaged in self-employment are exempted from self-employment registration fee, self-employment management fee and economic contract demonstration text cost. Within 1 year from the date of approval of operation. In addition, if you set up an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years.