The loan is 654.38+0.9 million years. Assuming the repayment method is equal principal and interest, the annual interest rate of the loan is 4.90%, the monthly repayment is 3,576.84 yuan, the total interest is 24,665,438+00.17 yuan, and the total repayment is 265,438+0410.65438 yuan with interest.

Home improvement loans, also known as decoration loans, refer to personal credit loans launched by banks or consumer finance companies for the purpose of family housing decoration, that is, unsecured credit loans. In principle, the amount of individual housing renovation loan issued by the bank shall not exceed 654.38+0.5 million yuan, and shall not exceed 50% of the total cost of the renovation project.