Part I Establishment
Chapter I Preparation of Small Loan Companies
Section 1 Work, Procedures and Conditions for Applying for Preparatory Construction
Section 2 Contents, Contents and Requirements of Application Materials for Preparatory Construction
Section III Complete the preliminary examination and approval according to the procedures.
Attachment: Feasibility Report on the Establishment of ×× Microfinance Company (Reference Text)
Chapter II Opening of Small Loan Companies
Section 1 Work, Procedures and Conditions for Applying for Business Opening
Section II Contents, Contents and Requirements of Application Materials for Business Opening
The third quarter officially opened
Attachment: Articles of Association of XX Microfinance Co., Ltd. (reference text)
Part II Management Articles
Chapter III Introduction of Small Loan Companies
Section 1 Microfinance and Microfinance
What are microfinance companies and their loans?
Section III Nature, Characteristics and Development Status of Small Loan Companies
Part IV: Understanding and analysis of several problems of small loan companies.
Chapter IV Credit Operation Process of Microfinance Companies
Section 1 Credit Business Process of Microfinance Companies
Section 2 Credit Process Management of Microfinance Companies
Chapter V Credit Investigation of Small Loan Companies
Section 1 The Importance of Credit Investigation
Section 2 Methods of Credit Investigation
Section III Key Points and Specific Contents of Credit Investigation
Section IV Writing of Credit Investigation Report
Chapter VI Credit Management of Small Loan Companies
The first section customer's financial analysis
Section 2 Approval of Customer Loan Line
Section III Credit Management Mode of Small Loan Companies
Section IV Pricing Management of Small Loan Companies
Chapter VII Loan Review of Small Loan Companies
Section 1 Basic Process of Loan Approval
Section 2 Composition and Duties of the Loan Review Committee
Section III Examination Methods of the Loan Review Committee
Section 4 Reward and Punishment System of Loan Review Committee
Section V System of Rejection, Reconsideration and Restriction of the Loan Review Committee
Chapter VIII Credit Guarantee Methods of Small Loan Companies
The first section the importance of the way of guarantee
Section 2 Types and Provisions of Guarantee Methods
Section III Specific Guarantee Business Measures
Section 4 Maximum Guarantee
Section 5 Several Flexible Guarantee Control Measures
Part III Management Clauses
Chapter IX Corporate Governance of Small Loan
Section 1 Shareholder Composition of Small Loan Companies
Section 2 Corporate Governance and Structure of Small Loan Companies
Section III Operating Institutions and Responsibilities of Small Loan Companies
The fourth quarter staff quality and team building
Section V Internal Control Mechanism of Small Loan Companies
Chapter X Daily Management of Small Loan Companies
Section 1 Establish and improve rules and regulations
Section 2 Human Resource Management and Performance Management
Attachment: ×××× Performance-linked Assessment Method for Microfinance Companies (reference text)
Section 3 Accounting and Financial Management
Chapter III Risk Management of XI Microfinance Company
Section 1 Knowledge and understanding of risks of microfinance companies
Section 2 Risk Management of Small Loan Companies
Section 3 Prevention of Major Risks of Small Loan Companies
Section IV Classified Management of Loan Quality
Attachment: Detailed Rules for the Implementation of Pilot Management of Small Loan Companies in Inner Mongolia Autonomous Region (Excerpt)
Chapter XII Post-loan Management of Small Loan Companies
Section 1 Basic concepts, principles and responsibilities of post-loan management
Section 2 Contents and Methods of Post-loan Management
Section 3 Early Warning and Disposal of Post-loan Management
The fourth part looks forward to the article.
Chapter XIII Policy Interpretation and Prospect Analysis of Microfinance Companies
Section 1 Policy Interpretation of Microfinance Companies
Section 2 Research on the Development of Small Loan Companies
Section III Prospect Analysis of Microfinance Companies
The fifth part is the case article
Chapter 14 Cases and Analysis
Case 1: planting and breeding risks
Case 2: Moral hazard of changing the use and use of money without authorization
Case 3 Risk of insufficient liquidity of funds
Attachment: Guidance for Pilot Project of Small Loan Companies
refer to
postscript