No matter who wants to lend you a loan, whether it is a bank or an individual, it depends on your repayment ability in the end. Compared with previous years, the credit system is more relaxed, the real economy is weak, and there is more money left in society. It seems that it is easier to borrow money now than before. Basically, anyone who has a normal job can get a loan, but how much you can get depends on your repayment ability. In layman's terms, it is how much you are worth.