1. If you want to get a loan, it is not advisable to issue false income certificates. It is an act of fraud and you will be held legally responsible.

2. Income certificate is a kind of proof of economic income that Chinese citizens need in daily production, life and business activities. Generally, when applying for visas, bank loans, credit cards, etc., it will be required by the party concerned. Proof of financial income.

Reference points for legal benchmark sentences of less than three years of fixed-term imprisonment, criminal detention, public surveillance, and a single fine

(1) If the fraud is less than 4,000 yuan, it will be a fine; if the fraud is more than 4,000 yuan but less than 5,000 yuan, it will be a fine If the amount is 5,000 yuan, it will be a prison term of three months; for every 1,670 yuan, the sentence will be increased by one month; if it is 10,000 yuan, it will be six months in prison, and for every 1,000 yuan, the sentence will be increased by one month; < /p>

(2) Under one of the circumstances stipulated in Article 131, if a criminal detention sentence is intended, it shall be upgraded to fixed-term imprisonment; if a criminal control or fine penalty is intended, it shall be upgraded to a criminal detention sentence.

The statutory benchmark penalty reference point for fixed-term imprisonment of not less than three years but not more than ten years: Anyone who defrauds 40,000 yuan will be sentenced to three years in prison. For every additional 2,000 yuan, the sentence will be increased by one month.

Reference points for statutory benchmark sentences of more than ten years in prison: Anyone who defrauds RMB 200,000 will be sentenced to ten years in prison. For every additional RMB 4,000, the sentence will be increased by one month. According to current sentencing standards, the sentence is 10 years in prison.