Housing provident fund can be withdrawn and loaned, that is to say, you can apply for provident fund loans, and you can also withdraw housing provident fund for down payment or repayment of monthly payments. However, different places are different. Please consult the local housing provident fund management center.

1, Hunan

In terms of withdrawal, employees and their spouses have housing provident fund portfolio loans in the provincial center. Monthly hedging? After that, there is still the remaining housing provident fund. Can I use it? Housing provident fund portfolio loan repays the monthly principal and interest of commercial loans? The reason is the remaining housing provident fund.

2. Chengdu

Employees buy houses? Can I borrow or can I borrow? . Employees are allowed to apply for provident fund loans, and the deposit balance not included in the loan amount calculation can be withdrawn for down payment.

3. Ziyang

The housing provident fund for newly purchased houses can be loaned. Those who purchase self-occupied housing in the designated area of this Municipality and apply for housing provident fund loans may apply for withdrawal of the deposit balance that is not included in the loan amount calculation, but the sum of the withdrawal amount and the loan amount shall not exceed the total purchase price.

4. Mianyang

Before June 5438+February 3, 20221,all employees who have newly purchased their own houses (pre-sold houses, existing houses and re-traded houses) in our city and applied for housing provident fund loans can apply for housing provident fund loans after withdrawing the deposit balance of this house that is not included in the loan amount to pay the down payment.