Beautiful Garden (Humen) will buy the existing property right for you immediately, and you can get it immediately. If you apply for a beautiful garden (Humen) loan, the bank will not deduct the title certificate, but deduct other title certificates, which is part of the land certificate. A normal beautiful garden (Humen) house has two certificates: title certificate and land certificate. If the other title certificate is a beautiful garden (Humen) loan, you should keep it in the bank. If you pay in one lump sum, you will have two complete certificates.

Before buying a house in Meijing Garden (Humen), you should correctly estimate your personal strength and leave enough money for your life. Make an adequate budget plan. Including: 1, correctly estimating personal assets and household disposable income; 2, choosing the appropriate house type, price and area of Beauty Garden (Humen). 3. Calculate all taxes and fees when buying a house in Beauty Garden (Humen). 4. Carefully consider the property management fee of Beautiful Garden (Humen). 5. Carefully estimate the repayment ability. 6. Budget the house decoration and maintenance expenses of Beautiful Garden (Humen).

The above information is for reference only. If you have a better answer, please fill it in. If you have any other questions, you can ask them in the Q&A section in the upper half. Or contact a broker to answer these questions. I hope I can help you, and I wish you a happy shopping!