The advantages of ICBC mortgage are as follows:
First, the loan period is long. The general loan term is about 20 years, and the longest is 30 years.
Second, the loan amount is high, up to 70% of the value of the house purchased;
Third, the loan lending speed is fast, and the approval speed of ICBC's personal housing loan is obviously higher than that of other similar banks, and it can be successfully processed in about one week at the earliest;
Fourth, the repayment method is flexible, and the loan applicant can choose the repayment method according to his own actual situation, so as to realize flexible and free repayment methods. Allow ICBC to pay off the mortgage in advance;
Fifth, the loan interest rate is low. ICBC's personal housing loan interest rate is relatively low, offering preferential treatment to first-time home buyers and quality customers, who can all enjoy the preferential interest rate of the first home loan.