Cancellation of real estate mortgage: Generally, mortgage materials will be released at sunrise within 7 working days, and the mortgage will be cancelled at the Construction Committee. After the mortgage is released, the house will be released within about 5 working days.
2. How long will it take ICBC to release the mortgage?
It takes ICBC a month to release the mortgage. Users need to make an appointment with the bank 1 month in advance, fill in the prepayment application form, and deduct money from the bank counter 1 month later to complete prepayment. After the bank deducts the money, go to the bank to get the real estate license, settlement certificate and mortgage related information, and go to the Housing Authority to understand the mortgage procedures.
ICBC mortgage payment time
Release process:
1, loan settlement. After the borrower's loan is settled, he shall issue the Notice of Cancellation of House Property Mortgage to the management department and sub-centers with the loan settlement notice issued by the bank in triplicate, one of which shall be kept by the center and the other two shall be handed over to the borrower.
2. Obtain the real estate license. The borrower holds his/her ID card and goes to the central personal loan department and sub-center to get the real estate license and the notice of mortgage cancellation issued by the central personal loan department, sub-center and trading center.
3. Know how to gamble. With the above procedures, the borrower goes to the property rights trading center of the city to handle the mortgage cancellation procedures.
Third, the time for cancellation of mortgage.
This house has a working day. According to the relevant laws and regulations of our country, it takes five working days to cancel the mortgage if it meets the requirements (if supplementary information is needed during the handling, it will be counted from the date of completion). According to Article 23 of the Measures for Housing Registration, the housing registration agency shall register or make a decision not to register within the following time limit from the date of accepting the application for registration: working days.
4. How long will it take to cancel the mortgage?
After paying off all the loan principal and interest, you can go to the lending institution to handle the house ownership certificate and the loan settlement certificate. Cancel the mortgage in the real estate trading center of the district or county where the real estate is located; When handling the mortgage cancellation business, you need to fill in the mortgage cancellation application form, provide the loan settlement certificate provided by the lending institution to the borrower, and the house ownership certificate, house ownership certificate or mortgage certificate that I need to provide, and go to the real estate bureau to handle the mortgage cancellation procedures. It is stipulated to be completed within 10 days. The Measures for Housing Registration stipulates that from the date of accepting the application for registration, the housing registration agency shall record the application for registration in the housing register or make a decision not to register: the first case of housing ownership registration within the scope of state-owned land takes 30 working days, and the housing ownership registration within the scope of collective land takes 60 working days; Second mortgage and easement registration, 10 working days; Third announcement registration and correction registration, 10 working days; The fourth objection registration, 1 working day. The announcement time shall not be counted within the time limit specified in the preceding paragraph. If it is necessary to extend the registration period for special reasons, it may be extended with the approval of the person in charge of the housing registration agency, but the longest period shall not exceed twice the original period. Where laws and regulations provide otherwise for the registration period, such provisions shall prevail. "Measures for Housing Registration" Article 23 From the date of accepting the application for registration, the housing registration agency shall record the application for registration in the housing register or make a decision not to register: (1) 30 working days for housing ownership registration on state-owned land and 60 working days for housing ownership registration on collective land; (2) Registration of mortgage and easement, 10 working day; (3) Advance notice registration and correction registration, 10 working days; (4) Objection registration, 1 working day. The announcement time shall not be counted within the time limit specified in the preceding paragraph. If it is necessary to extend the registration period for special reasons, it may be extended with the approval of the person in charge of the housing registration agency, but the longest period shall not exceed twice the original period. Where laws and regulations provide otherwise for the registration period, such provisions shall prevail.