If there is a bad credit record on the credit report, you can also borrow money. The specific situation is different for each bank. Generally speaking, as long as you have enough repayment ability and financial resources, or have a mortgage. Even if there is a bad record in the credit investigation, you can still borrow money. Most banks limit overdue to no more than two times in the past three months, no more than three times in half a year and no more than four times in a year. You can go to the local bank outlets for details.

There are two kinds of inquiry records of personal credit reports, one is self-examination records, and the other is inquiry records of lending institutions. Self-inspection records have no negative impact, but if your personal credit report is frequently inquired by lending institutions, it is also a bad record, which is likely to affect future loan applications.

2. Can I apply for a loan if I have a bad credit record?

Personal credit has a bad record. Whether you can get a loan depends on the situation.

If the overdue time is short or the amount owed is small, and it is not continuous overdue, the bank will think that it is unintentional overdue and will not affect the borrower's loan. If the accumulated overdue time reaches 6 or 3 times in a row, the bank will register the user information in the blacklist of credit information and will not grant loans within five years.

3. Can I get a loan if my personal credit record is bad?

Hello. You can't.

That's why it needs repairing.

Ke Fan Credit Service Co., Ltd. 。

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(1) Longchi: It is both a place name and a dance name. This refers to Qin Long Palace. "Old Tang Shu Yue Ji" contains:

"When Emperor Xuanzong of the Tang Dynasty was in power, he lived in Qin Long Square." "Emperor Xuanzong took the square as the palace, and the water in the pool was too large to be filled for miles.

"According to" The Book of the New Tang Dynasty ","When the emperor gave the first Qin Long Square, the land south of the square became a pool.

Zhongzong often goes boating and is tired of it. When the emperor ascended the throne, he made a dragon pool music, with 12 dancers wearing hibiscus crowns.

Tread, Rao elegant music, but nothing. "

⑵ Cloud screen: a screen painted with clouds or decorated with mica.

⑶ Jiegu: A musical instrument from a foreign country, which is said to come from the Jie nationality.

Covered on both sides since the ancient times, with a thin waist. It is called bone setting because it is made of sheep's skin.

The sound it makes is mainly the second method of Yang method in the twelve ancient laws.