1. Shantou Agricultural Bank's short-term loan is 4.35% within 6 months (including 6 months) and 4.35% from 6 months to 1 year (including 1 year).

2. The medium and long-term loan of Shantou Agricultural Bank is three years (including three years) 1 to 4.75%, and 4.75% for three to five years (including five years).

3. The loan of Shantou Agricultural Bank for more than 5 years is 4.90%.

4, Shantou Agricultural Bank loan provident fund loans within 5 years (including 5 years) 2.75%, more than 5 years 3.27%.