Test analysis: Standing loan facility is a new tool created by the People's Bank of China to meet the normal liquidity supply of financial institutions, aiming at regulating the liquidity of the money market. This operation can promote the smooth operation of the financial market, which is correct; The loan business is the profit source of commercial banks, and this operation is taken by the People's Bank of China, so it has nothing to do with the meaning of the question; This measure is the national macro-control monetary policy, which is inconsistent with the meaning of the question. Select one for this theme.