2. Gold card application conditions:

1) Existing Jincheng Card customers with an average daily balance of savings deposits of over 3,000 yuan (inclusive) or accumulated deposits of over 20,000 yuan (inclusive) within one year;

2) New customers whose initial deposit amount is more than 20,000 yuan (inclusive);

3) Individual customers who pay wages on their behalf have an average monthly salary of more than 1 1,000 yuan (inclusive);

4) Customers who have applied for personal loan contracts with an amount of more than 300,000 yuan (inclusive) and have survived for one year without bad repayment records.

3. Gold card function:

☆ Free of annual fee, SMS fee and inter-bank cash withdrawal fee.

☆ Free of account opening fee, card replacement fee, annual fee and account management fee.

☆ Global UnionPay marks inter-bank withdrawals on ATM machines, and all ATM inter-bank withdrawals are free of charge.