If economic conditions permit, buying a house in full is certainly more cost-effective than buying a house with a loan. First of all, buying a house in full is in one step, and you don't need to bear a mortgage to save a lot of interest. Moreover, developers will be more willing to give preferential discounts when buying a house in full, which can also save a lot of money. At the same time, the process of buying a house in full is simpler, which can eliminate the cumbersome procedures needed in the loan. Finally, it will be easier to change hands if you want to buy a house in full, and you don't have to be bound by bank loans.

what is the process of buying a house in full

1. On-the-spot house inspection

After buying a house, the first thing is to go to the corresponding real estate to see and choose a house. When buying a house, you can go to several real estates to look around, mainly to see the environment near the house and the surrounding public facilities. Is it convenient for your future life? After many comparisons, you can decide under which real estate to buy the house.

2. Sign the subscription book

After the house is confirmed, you can sign a contract with the developer to subscribe. When signing the subscription book, you must carefully read the contents of the contract, and all the contents that can be expressed in paper information should be supplemented in the contract as far as possible. Don't believe all verbal promises. The contract contents must be detailed, and the responsibilities of both parties involved in breach of contract or the area conditions of house delivery in the later period should be clearly written, which can also avoid the later period.

3. Check the house and accept the house

After the house is completed, the developer will inform the buyers to check the house and accept the house. When checking the house and accept the house, you must carefully check whether all the details of the house are consistent with the description in the contract, and also check whether the three books, one certificate and one form of the house are complete, and then you can accept the house only after you make sure there are no problems. If there are doubts, you can refuse to accept the house.

4. Pay the house price and apply for the real estate license

It is enough to pay the house price directly to the developer, but because the funds involved are relatively large, the developer must issue an invoice when paying the house price, and then you can apply for the real estate license. Only when the real estate license is really done can you be sure that the house belongs to you.