Question 1: What exactly does "crossing the bridge" mean in mortgage loans? What is the specific process? The so-called bridge crossing means that the enterprise has applied for a mortgage loan, and the previous loan has not been paid off. If you want to apply for a second loan, you need to find some financial institutions to pay off the arrears. This is the same as the general bridge crossing process. After applying for a loan, face-to-face signing and approval, you can repay the mortgage, re-register the mortgage and make the next payment.

Question 2: Can Jinyou Loan Company do the mortgage loan across the bridge?

Program flow

1. The borrower fills in the application for housing mortgage and submits the supporting materials required by the bank.

2. The bank examines the borrower's loan application, purchase contract, agreement and related materials.

3. The borrower shall hand over the title certificate, insurance policy or securities of the collateral to the bank for safekeeping.

4. The borrower and the guarantor of both borrowers sign the Housing Mortgage Loan Contract and notarize it.

5. After the loan contract is signed and notarized, the bank's deposits and loans to the borrower are transferred to the selling unit or building unit specified in the purchase contract or agreement.

Need information:

1. The borrower's fixed income certificate issued by the borrower's unit.

2. Credit certification documents such as business license and legal person certificate of the loan guarantor;

3. The borrower's legal and valid identity certificate; The relevant certificate of the ownership of the house or the certificate that I have the right to the house according to law;

4. Appraisal report, appraisal report and insurance documents of the mortgaged property;

5 contracts, agreements or other supporting documents for the purchase and construction of housing;

6. Other documents or materials required by the lending bank.

Question 3: How much does the mortgage decompression fund need to cross the bridge? The charging standards in each region are different.

Question 4: What is the cost of mortgage loan decompression fund crossing the bridge in Beijing? If you can contact, cross the bridge for one point every day, at two o'clock every month 10 ~

Question 5: What is mortgage cancellation/mortgage cancellation? For example, if you owe the bank a house of 6,543,800,000 yuan, I will help you repay the mortgage or cross the bridge to return the 6,543,800,000 yuan to the bank, and the bank will cancel the mortgage of your house in the Housing Authority.

Question 6: I bought a house, but the house was mortgaged by the owner to a small loan company, and I have no money to put it. Then the owner called it bridge compensation. You should sign the agreement and read the rules.

Question 7: Chain Finance Department can help you solve any financial problems such as mortgage loan, house purchase, building redemption, fund advance, bridge crossing, etc.:151691410 Lv Jiangjing can call me if necessary.

Question 8: What if the seller who bought a second-hand house asked me to pay half down payment to help him decompress? Don't give money easily in the transaction. You'd better not play with a mortgaged house. Easily burned. Many disputes come from mortgaged houses, and the risks are too high. Look at the house and buy a house. SouFun.com. Only 0.5% commission is charged for buying second-hand houses in Chengdu. Good luck.

Question 9: Can I mortgage the property with bad credit? Because I want to sell my house and pay back my credit card, the overdue period is not very serious. There are three banks whose credit cards are overdue for a few days, not many. It's good to be overdue for no more than one month. Moreover, the house can be used, so it is unsecured, and there is no need to sell the house or mortgage the house.

Question 10: What should the fund raiser do when crossing the bridge, or should he send someone to the bank or something? Which expert helps (the more detailed, the better) cross the bridge 50 points. Are you sure it's a bridge of funds? (I owed a bank loan before, and now I need to help you pay off the previous bank loan): We do this very much.

We need to know which branch your original loan bank is, how much money you still owe, when to deduct money, when to release decompression materials, whether decompression materials can be provided to us, whether they can be provided to banks, whether they can be provided to us, and if they are provided to third-party individuals or companies,

Which branch is the loan bank now, how much money it has borrowed now, and what kind of loans it has. The account managers of the original borrowing bank and the current lending bank call, but we won't go back to the bank. We will help you verify by phone to avoid unnecessary interest caused by prolonged time, and we will go if necessary.

You can write privately or ask questions if you have any questions. You can get a proper discount on the cost. Of course, people in Beijing can help you.