Generally speaking, personal account loans need certain running records as the basis for loan applications. In the process of loan, the bank will conduct a credit investigation on the loan applicant, including a review of personal assets, liabilities and bank flow. When the loan amount is large, the bank may require more proof of running water to ensure the legitimacy and availability of the loan funds. Therefore, under normal circumstances, if someone hits you with a loan of 1 10,000 or more, it is also necessary to record the relevant running water. In order to ensure the accuracy of the answer, it is recommended that you contact the specific bank to understand the relevant policies and requirements.