(Students who applied for new loans in 2009)

The main steps of students' credit loan are loan application, examination, contract signing, receipt entry and loan issuance. Specific to the requirements of the local student financial assistance center.

(1) loan application

In 2009, poor students in colleges and universities need to provide proof materials to apply for credit loans from students' origin;

New students in 2009 provide:

1. Proof of family financial difficulties issued by the village committee or sub-district office.

2. Original valid college entrance examination admission notice.

3 students and parents (or other legal guardians) ID card and a copy of the original.

4. Household registration book (or household registration certificate issued by township/street police station).

5, the student loan application form (around the student financial aid center to receive or download the Hubei provincial funding network)

Previous students provided:

1. The certificate of financial difficulties and loan receipt issued by the school in 2009 (please pick it up at Room 1 13 of the Administrative Building of the Student Financial Assistance Center from June 26th to July 2nd, and students who renewed their loans in 2009 will also pick it up during this period).

2. Original valid student ID card.

3 students and parents (or other legal guardians) ID card and a copy of the original;

4. Household registration book and proof of family financial difficulties (or household registration certificate issued by township/street police station).

5, the student loan application form (around the student financial aid center to receive or download the Hubei provincial funding network)

Students who apply for loans will download from the County Student Financial Assistance Management Center (or the Hubei Student Financial Assistance Network) or directly generate an application form after entering the system. Submit the above-mentioned supporting materials, fill in the Application Form for National Student Loan in the Student Origin of China Development Bank (in duplicate) after passing the examination, and submit it to the county student financial assistance management center after returning to the village committee or street office for examination and seal.

② loan review

The county-level student financial assistance management center is responsible for the on-site application for student loans, and the manager of the county-level student financial assistance center enters the loan application, and confirms and seals the application form after passing the examination.

Special note: If a student can't query and input in the system, the student can't pass the exam and the application is invalid. (Students from self-study exams, adult college entrance examinations and short-term training institutions cannot apply)

The application form is made in duplicate, one of which is filed by the county aid center and the other is used for making an appointment and finally submitted to the China Development Bank.

The county financial aid center will file copies of the identity certificates and school registration certificates of the borrowing students and co-borrower.

(3) Students open accounts, sign loan contracts and enter them in the system.

Borrowing students hold a loan contract to open a personal account for the settlement of loan funds at the designated outlets of the provincial rural credit cooperatives, and authorize the outlets to draw money from the account and deduct the loan principal and interest. (Borrowing students must go through remittance and deduction procedures in rural credit cooperatives, and loan funds cannot be allocated to colleges and universities)

The county student financial assistance center enters the loan application information and contract information in the system, and the system generates the contract number.

County Student Financial Assistance Center and co-borrower signed the Hubei Student Source Credit Student Loan Contract (signed once a year) in quadruplicate, of which three originals and one copy, the county student financial assistance center, the Development Bank and the borrower each hold one original and co-borrower holds one copy. And provide contract receipts to loan students.

The loan contract shall come into effect after being approved and confirmed by Hubei Branch of Development Bank.

(D) Student registration receipt, the funding center inputs the receipt information and completes the system filling process.

The receipt of the contract is mainly used to prove that the borrower has obtained the qualification of the credit loan from China Development Bank when he reports to the university, so that the university can fill in the borrower's tuition fee, accommodation fee, university account information and contact information, and confirm that the student has entered the school after affixing the official seal.

Borrowing students should go through the confirmation procedures of colleges and universities in time after reporting to the school, and submit the contract receipt to the county student financial assistance center by mail or parents' forwarding.

The fund center inputs the collection information and completes the system approval, summary and reporting procedures.

⑤ Loan issuance

The county-level center submits the system approval workflow to the provincial funding center, and the provincial center submits the system approval workflow to the branch after approval.

After summarizing the loan information of the student borrowers in the county, the county student financial assistance center will submit the * * county student national student loan application summary table to the provincial student financial assistance center and the provincial rural credit cooperative (electronic version) respectively.

The provincial student financial assistance center is responsible for summarizing the county reports and the total amount of loans to be applied for by the student credit loans in this province, and submitting them to the provincial branch of the Development Bank. CDB Branch is responsible for the timely implementation of relevant funds.

County-level student financial assistance center should update the county's "Summary Form of National Student Loan Application" (electronic version) in a timely manner according to the students' reception, and submit it to the provincial financial assistance center together with the collated "Student Loan Application Approval Form", loan contract and university receipt.

The Provincial Student Financial Assistance Center collects and sorts out the summary tables and related files of counties and districts in the province, and submits them to the provincial branch of the Development Bank for approval.