For bank mortgage loans, each bank has its own corresponding bank app, such as China Construction Bank app, China Industrial and Commercial Bank app, China Industrial and Commercial Bank app, and China Agricultural Bank App. Other real estate mortgage loan apps include: real estate easy loan, rental loan, and housing loan. After all, the online real estate mortgage loan platform is not as reliable as the bank's real estate mortgage loan, so we should be more cautious when choosing and pay attention to the loan risk.

1. Different banks apply for real estate mortgage loans under different conditions, such as credit status, personal income, work unit, repayment ability, etc. Applying for real estate mortgage loan in a loan company mainly depends on whether the real estate value is high or not and whether it has liquidity. Credit status is good or bad. Borrowers in debt can generally borrow from banks or loan companies as long as they can provide qualified real estate mortgage. Compared with credit loans, the risk of real estate mortgage loans is lower because there is real estate as a guarantee for bank loans. However, at present, the interest rates of mortgage products of various banks are different, and the loan interest rates of the same bank in different regions will be different. At present, the mortgage interest rates of banks are all floating on the basis of the benchmark interest rate. 20 17 The benchmark annual interest rate of banks is within one year (including one year), 4.35%, 4.75% for one year to five years (including five years) and 4.90% for more than five years.

2. The general value of mortgaged assets is relatively large. Judging from the current situation in China, most enterprises use real estate as collateral, and a few also use fixed assets such as machinery and equipment as collateral. There are also very few enterprises that use the net assets of the whole enterprise as collateral. This is because the value of mortgaged assets must match the loan amount, and among all kinds of assets of enterprises, the investment in fixed assets such as houses and land or projects under construction is huge, which can meet the requirements of mortgage loans. Other assets with relatively low value are generally not used as collateral assets. As far as the loan amount is concerned, the amount of mortgage loan is much higher than.

A platform for uploading real estate licenses to obtain loans.

Apps that can be loaned with real estate licenses.

1, safe little orange blossom

Ping An Xiaojuhua is a small loan product under Ping An Consumer Finance, which belongs to Ping An Bank and is a consumer credit loan. Ping An Xiaojuhua has a maximum credit line of 200,000 yuan and a minimum daily interest rate of 0.039%. The applicant should be between 22 and 45 years old.

Step 2 lend it to you

The loan amount that can be borrowed with APP is between 2 million and 200,000, and the daily interest rate is at least 0.38%. You can borrow with sesame credit, and the borrower can borrow at least 10000 yuan if the sesame credit score is above 500. When applying, the borrower needs to provide sesame credit score, mobile phone number and second-generation ID number that have been used for more than 6 months, and complete the loan within 3 minutes at the earliest.

3. CCB Express Loan

CCB Express Loan is essentially a financial service platform, and there are many other loan products for users to choose from. Support online application. The longest loan period that can be applied for is 12 months, and the maximum loan amount that can be applied for is 200,000 yuan.

4. Online commercial loans

Online merchant loan was originally an ant micro-loan, which belongs to a platform of Ali. Users can directly search for "online business loans" in Alipay. The main service targets of online merchant loans are small and micro enterprises and individual entrepreneurs, which are mortgage-free and guarantee-free, and belong to pure credit loans.

5. Sweet orange borrows money

Sweet orange loan is a small loan product paid by Wing. The minimum loan amount that users can apply for is 500 yuan, and the maximum loan amount is 200,000 yuan. The lowest daily interest rate of sweet orange loan is 0.02%, and the longest installment time is 12 months.

What apps are there for mortgage loans?

Micro-loan network APP. Apart from Bank of Communications and Bank of China, there are few real estate mortgage loans. Most other banks can provide mortgage loans, such as China Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank, Chongqing Rural Commercial Bank and China Postal Savings Bank. However, major banks have different requirements on the conditions, execution interest rate and loan life of real estate mortgage loans, so they should consider their own suitable loan varieties and repayment pressure when choosing loans. Mao Sen Guarantee is an institution that cooperates directly with banks.

1. Microfinance Network

Micro-loan online was launched in July of 20 1 1, and it is one of the earliest online lending platforms in China. At first, the platform model was similar to auction loan (pure online credit loan), and later it turned to chattel mortgage loan, and expanded the service network by joining offline. Last year, the micro-loan network launched the "Five-year Hundred Stores" plan, and strived to open 100 offline outlets nationwide by 20 17. At present, this goal has been achieved by about 30%.

2. Good car loan Car loan is an investment and financing financial service platform that provides mortgage, pledge loan and car loan financing services for car owners. The online platform was established on 20 14. Although it belongs to a young platform, the professional strength of good car loans cannot be underestimated. 20 15 is invested by Shenzhen qianhai zhongdaxin asset management co., ltd.10 million USD, which is one of the top 100 brands of internet finance. At present, the main products are good car loans, financial links, bank-enterprise links, rental treasures and so on. The investment amount of good car loan project is very small, which is very suitable for small and medium investors.

3. Worry-free car loan Worry-free car loan is an innovative Internet car finance platform independently developed and operated on the basis of worry-free original car loan business in the future. Relying on the model of "Internet financial car", we are committed to building a standardized, safe, transparent and honest Internet financial information intermediary service platform, providing investors with low-risk and high-return investment products and creating value for every penny; Provide low-cost and efficient financing services for those who need funds, so that microfinance is no longer difficult.

What are the platforms in automobile mortgage?

1.58 car loan APP: 58 car loan APP is a P2P lending platform in automobile mortgage. 58 Car loan adopts cautious and professional evaluation method, unique comprehensive credit evaluation system and powerful risk control means, and the accumulated loan amount exceeds 50 million yuan to maintain zero non-performing rate.

2. Car second loan APP: Car second loan APP is a car loan APP launched by Ali. The car second loan APP allows car buyers to submit loan applications online on their mobile phones, and the credit line of the loan can be known within half an hour.

3. the first car loan APP: car loan number. 1 is an auto loan APP developed by Shanghai Fengzhixing Auto Finance Co., Ltd., which is aimed at users with loan needs who obtain credit from their company and provide intermediary services. Investors can invest through the mobile phone client and enjoy the fun brought by investment and financial management anytime and anywhere.

4. Bee Easy Car Loan APP: Bee Easy Car Loan is the leading p2p lending platform in China, providing users with fast and high-quality financial services and helping quality life. The loan is fast, saves money and effort, and is privately customized, safe and reliable.

5. Yixin car loan APP: Yixin car loan mainly provides new car loans, used car loans, car owner loans, car rental, auto insurance and other products and services. In addition to cooperating with many financial institutions, it also has CreditEase's self-operated business, providing a wealth of auto finance products and services.

6. Cheyi Loan APP: Cheyi Loan focuses on auto loans. For investors, car loan business is a safe lending business, which has the characteristics of small amount, dispersion, mortgage and quick realization. Through a mature business model and a perfect market,