Developers will require a down payment when signing a house purchase contract. If a loan is needed, the developer will generally pay the rest of the loan amount first, and then go to the bank to apply for a loan. The bank will directly send the loan to the developer, and the developer will give the loan to the owner when the house is handed over, so the full invoice will be issued when the house is handed over.

Use of purchase invoices

1, used for real estate license.

If there is no purchase invoice, the process of handling property right certificate will be more complicated. Because the materials needed to handle the house property right certificate include the purchase contract, the applicant's ID card, the house registration application form, the full purchase invoice and other related documents, which prove that the house has completed the capital delivery and the house property right can be registered in the name of the purchaser. If the property buyer can't provide it, it means that the house has not paid all the relevant taxes and fees and can't handle the property right certificate.

2. It is used to withdraw the provident fund.

If the buyer wants to withdraw the provident fund to repay the mortgage, he needs to provide a full purchase invoice to prove that the house has been paid in full and the house has been owned by the buyer himself. Without the purchase invoice, this relationship cannot be proved, and it is impossible to withdraw the provident fund to repay the mortgage normally.

3. Used for settlement.

After buying a house, many people want to move their accounts, but when they settle down, they also need buyers to provide purchase contracts and purchase invoices.