Regular banks must have collateral to lend. Collateral must be real estate or immovable property, but some banks do not accept real estate as collateral for personal loans.
It should be noted that rural collective land and buildings on collective land cannot be mortgaged, but they can be used as collateral for loans through guarantee companies, so the interest rate will be higher, because the guarantee companies will charge a certain fee!
Second, did the loan bank of rural credit cooperatives calculate the loan successfully?
Not necessarily. Opening an account is only the first step in applying for a loan. It is also necessary to meet certain loan conditions and go through credit evaluation and other procedures. Finally,
Third, what conditions are needed for rural loans and how much can they be loaned?
Rural loan conditions:
1. The lender is a citizen of China with full capacity;
2. The lender has a stable income or a stable work unit and the ability to repay the loan;
3. The lender needs to provide bank running bills and water and gas bills for the next three months;
4. Other loan materials required by banks or lending institutions. abstract
What are the conditions for rural loans and how much can they be loaned?
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Rural loan conditions:
1. The lender is a citizen of China with full capacity;
2. The lender has a stable income or a stable work unit and the ability to repay the loan;
3. The lender needs to provide bank running bills and water and gas bills for the next three months;
4. Other loan materials required by banks or lending institutions. answer
If you don't have a job and want to start your own business, is there a fine for not paying back the loan?
If you don't have a job and want to start your own business, you can't apply for a loan without paying a fine. Because you're on the blacklist of untrustworthy people. answer
You need to pay off the fine, and the blacklist will be revoked after 5 years before you can apply for a loan. answer
Ok, thank you. Can parents ask questions?
You can't apply. If you have children or parents who meet the loan conditions, you can apply. Your blacklist does not affect the application for loans in the name of children and parents. answer
Ok, I see. Thanks for asking.
Ok, ask questions
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