The "Measures" clarify that the amount of housing provident fund loans will be increased. The maximum amount of the first set of loans increased by 654.38 million yuan, and the maximum amount of husband and wife loans was 800,000 yuan. The down payment ratio of the first suite of provident fund loans fell to 30%, and the interest rate was 3.25%.
In terms of helping enterprises solve problems, the Measures clearly define the payment of land transfer fees by stages, reduce the proportion of land bidding deposits, optimize the supervision of pre-sale funds of commercial housing, and reduce the financial pressure on enterprises. Among them, the land transfer fee is allowed to be paid in installments, the down payment ratio is not less than 50%, and the remaining price can be postponed to 6 months; The proportion of land bid bond payment was reduced from 30% to 20%; The minimum proportion of project capital of real estate development enterprises is 20%.
In terms of financial support, the benchmark interest rate of the first home personal mortgage loan was lowered by 20 basis points, and the second home rose by 60 basis points. The down payment ratio of the first mortgage suite was reduced to 20%, and the down payment ratio of the second mortgage suite was reduced to 30%. At the same time, upgrade the talent purchase subsidy and purchase the first set of new commercial housing in Lanxi, which can enjoy corresponding policy subsidies according to the talent level.
The data shows that in recent years, Lanxi real estate market has developed steadily and healthily. In 20021year, the sales area of commercial housing increased by 7.9% year-on-year, among which the sales of small-sized houses increased by 23% year-on-year, and the sales of commercial premises increased by 84% year-on-year, with an obvious growth rate.