1. Receptionist. The applicant shall submit the application form and relevant application materials to the Management Service Center of College Students' Entrepreneurship Institute, and the Management Service Center of College Students' Entrepreneurship Institute shall conduct preliminary examination.
2. review. Personnel Bureau, Ministry of Finance and other relevant departments shall, according to factors such as industry orientation, enterprise scale, employees, registered capital, profits and taxes, review the information of commercial loan applicants and approve the discount amount.
3. publicity. The approved commercial loan discount object and discount amount shall be publicized by the applicant's unit or community for a period of 5 working days.
4. recognition. After the publicity, if there is no objection, the Human Resources Bureau will send a notice of approval.
5. attach. According to the examination and approval notice of the relevant departments, the economic circles provide proof of payment to the discount object, and then pay the support money in the special fund for college students' independent operation.
Two, college students venture capital loan application conditions:
1. University degree or above.
2. College students or college students within two years of graduation.
3. The age must be above 18.
4. The loan applicant must have a fixed residence or business premises.
5. The projects invested by entrepreneurs already have their own funds.
6. Business license and business license, stable income and ability to repay interest.
7. The loan term and amount require a term of 1 ~ 2 years, and after two years, you will not enjoy financial subsidies.
Requirements for the amount of venture loan: generally, it shall not exceed 70% of the total working capital required by the borrower for normal production and business activities, small equipment (equipment) purchase (installation or maintenance) and franchise chain operation. The term is generally not more than 2 years and the longest is not more than 3 years, of which the longest term of working capital loans for production and operation is 1 year. The term loan interest rate of individual entrepreneurship loans announced by the People's Bank of China can fluctuate within the prescribed range.
Three. Information used when applying for a loan
1. Approval Form for Self-employment of College Graduates;
2. Original and photocopy of graduation certificate;
3. The original and photocopy of my ID card;
4. Registration card;
5. Two one-inch photos;
6. My file needs to be handed over to the graduation office of the Personnel Bureau.
There are risks in the market. In the process of starting a business, college students must keep their eyes open, inspect the market more, get more market information, and choose projects worthy of research and investment to minimize the risk of starting a business. Finally, it is suggested that college students should make good preparations for starting a business in the early stage, and start a business diagonally in the process of work to lay a good foundation for starting a business in the future. Don't regret your failure because you are full of enthusiasm and passion for a temporary venture.